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Fortunes Funding vs FTMO: Head-to-Head Comparison (2026)

Fortunes Funding

6.1 C
United States CFD
VS

FTMO

8.3 A+
Czech Republic CFD
Key Differences
Safety C vs A+ Payouts On-Demand vs Bi-Weekly Split 95% vs 90% Price $89 vs $79

Verdict: Who Wins?

Fortunes Funding 1 wins
1 - 7
FTMO 7 wins Decisive Win
Overall Rating 8.3 vs 6.1 Decisive
TrustPilot 4.8 vs 3.8 Decisive
Starting Price $79 vs $89 Clear
Profit Split Up to 95% vs Up to 90% Clear
Safety Grade A+ vs C Decisive
Trust Score 84/100 vs 39.8/100 Decisive
Challenge Variety 10 vs 6 options Narrow
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders FTMO
Maximum profit potential Fortunes Funding
Trust & reputation FTMO
Fast payouts Fortunes Funding

Visual Comparison

Fortunes Funding FTMO

Head-to-Head Comparison

Fortunes Funding Metric FTMO
6.1/10 PFM Score 8.3/10
3.8/5 (582) TrustPilot 4.8/5 (42,594)
C Safety Grade A+
39.8 F Trust Score 84 A
Up to 95% Profit Split Up to 90%
5% daily, static Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
On demand Payout Frequency Bi-weekly (every 14 days)
$89 Starting Price $79
White-Label Technology Proprietary
MT5 Platforms cTrader, MT5, MT4
No Direct Path to Funded No
United States Country Czech Republic
- Established Jan 2015
6 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fortunes Funding FTMO Savings
$10K $159 $79 Save $80
$25K $259 $199 Save $60
$50K $359 $319 Save $40
$100K $569 $439 Save $130
$200K $1,049 $999 Save $50

Fortunes Funding vs FTMO: Detailed Analysis

Fortunes Funding and FTMO are both CFD firms.

Pricing

In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $10 less than Fortunes Funding's starting price of $89. Fortunes Funding offers 6 challenge options, while FTMO offers 10.

Account Sizes

On account sizing, Fortunes Funding offers account sizes from $5 to $200 across 6 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fortunes Funding supports MT5, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fortunes Funding offers Up to 95% profit split, while FTMO offers Up to 90%. Fortunes Funding pays out On demand, and FTMO pays out Bi-weekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fortunes Funding lists its daily drawdown as "5% daily, static", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Fortunes Funding supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fortunes Funding has a 3.8/5 TrustPilot rating with 582 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Fortunes Funding C, FTMO A+.

Who Should Choose Which

So who should pick which? Fortunes Funding is the stronger choice for maximum profit potential and fast payouts, while FTMO is the better fit for budget-conscious traders and trust & reputation.

Overall, FTMO edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Fortunes Funding
Pros
Refundable challenge fee on first payout. Guaranteed 48-hour payouts with $500 penalty if firm misses. Scaling up to $2,000,000 max allocation. Multiple payout methods: crypto, wire transfer, Rise.
Cons
Recent operational concerns: TrustPilot reviews note prior shutdown / relaunch events and account-breach disputes. Mid-tier TrustScore 3.8.
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Frequently Asked Questions

Which is better, Fortunes Funding or FTMO?

FTMO scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Fortunes Funding or FTMO?

FTMO has the lower starting price at $79. Fortunes Funding offers 6 challenge options starting from $89, while FTMO offers 10 options starting from $79.

Which has better reviews, Fortunes Funding or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Fortunes Funding has 582 reviews while FTMO has 42,594.

Which offers a higher profit split, Fortunes Funding or FTMO?

Fortunes Funding offers a higher maximum profit split. Fortunes Funding offers Up to 95% while FTMO offers Up to 90%.

How fast do Fortunes Funding and FTMO pay out?

Fortunes Funding has On demand payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fortunes Funding and FTMO legit?

Both firms have been independently verified by PropFirmMap. Fortunes Funding holds a C safety grade and a 3.8/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fortunes Funding or FTMO?

FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

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