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FTMO vs FTUK: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

FTUK

7.1 B+
United Kingdom CFD
Key Differences
Safety A+ vs B+ Payouts Bi-Weekly vs On-Demand

Verdict: Who Wins?

FTMO 4 wins Decisive Win
4 - 0
FTUK 0 wins
Overall Rating 8.3 vs 7.1 Decisive
TrustPilot 4.8 vs 3.8 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 77/100 Clear

Best For:

Trust & reputation FTMO
Fast payouts FTUK

Visual Comparison

FTMO FTUK

Head-to-Head Comparison

FTMO Metric FTUK
8.3/10 PFM Score 7.1/10
4.8/5 (42,594) TrustPilot 3.8/5 (632)
A+ Safety Grade B+
84 A Trust Score 77 B+
Up to 90% Profit Split Up to 80% (Instant scales 65 to 90%; One Step / Two Step / Flex flat 80%, Flex scales 60 to 90%)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 5% (Instant Funding, Two Step, Flex); 4% (One Step)
Bi-weekly (every 14 days) Payout Frequency On Demand (Instant Funding, Flex Challenge); Every 2 weeks (One Step, Two Step)
$79 Starting Price $
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Czech Republic Country United Kingdom
Jan 2015 Established Feb 2021
10 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FTUK Savings
$10K $79 $9 Save $70
$25K $199 $9 Save $190
$50K $319 $9 Save $310
$100K $439 $9 Save $430

FTMO vs FTUK: Detailed Analysis

FTMO and FTUK are both CFD firms. FTMO has been in business longer, established in 2015, while FTUK was founded in 2021.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while FTUK offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while FTUK runs on Match Trader, MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while FTUK offers Up to 80% (Instant scales 65 to 90%; One Step / Two Step / Flex flat 80%, Flex scales 60 to 90%). FTMO pays out Bi-weekly (every 14 days), and FTUK pays out On Demand (Instant Funding, Flex Challenge); Every 2 weeks (One Step, Two Step).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while FTUK lists "5% (Instant Funding, Two Step, Flex); 4% (One Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FTUK supports withdrawals via Rise and Crypto.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while FTUK has 3.8/5 with 632 reviews. Safety grades: FTMO A+, FTUK B+.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation, while FTUK is the better fit for fast payouts.

Overall, FTMO edges ahead winning 4 out of 4 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FTUK
Pros
Pay After You Pass Flex Challenge ($9 entry); Instant Funding option; on-demand payouts; no stop-loss requirement; news trading allowed; weekend holding allowed; up to 80% profit split; scales up to $6.4M; supports Forex + Futures.
Cons
Acquisition of TradingFunds in 2026 produced migration friction (server reconfiguration, account access issues per TrustPilot). Strict consistency rules (largest day 20-40% of profit). Profit split starts at 60-65% in lower tiers; 80%+ requires scaling.

Frequently Asked Questions

Which is better, FTMO or FTUK?

FTMO scores higher overall, winning 4 out of 4 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which has better reviews, FTMO or FTUK?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while FTUK has 632.

Which offers a higher profit split, FTMO or FTUK?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while FTUK offers Up to 80% (Instant scales 65 to 90%; One Step / Two Step / Flex flat 80%, Flex scales 60 to 90%).

How fast do FTMO and FTUK pay out?

FTMO has Bi-weekly (every 14 days) payouts while FTUK offers On Demand (Instant Funding, Flex Challenge); Every 2 weeks (One Step, Two Step) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and FTUK legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. FTUK holds a B+ safety grade and a 3.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or FTUK?

When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.