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FTMO vs Funded Daily: Head-to-Head Comparison (2026)

FTMO

8.4 A+
Czech Republic CFD
VS

Funded Daily

5.1 B
United Arab Emirates CFD
Key Differences
Safety A+ vs B Price $79 vs $34

Verdict: Who Wins?

FTMO 5 wins Decisive Win
5 - 2
Funded Daily 2 wins
Overall Rating 8.4 vs 5.1 Decisive
TrustPilot 4.8 vs 4 Decisive
Starting Price $34 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs B Decisive
Trust Score 79/100 vs 44.9/100 Decisive
Challenge Variety 20 vs 10 options Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Funded Daily
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO Funded Daily
FTMO
Grade A+ 4.8

Save 20% on FTMO today

from $79
Save 20% Now Code listed by the firm 31 Aug 2026

Head-to-Head Comparison

FTMO Metric Funded Daily
8.4/10 PFM Score 5.1/10
4.8/5 (51,254) TrustPilot 4/5 (6)
A+ Safety Grade B
79 B+ Trust Score 44.9 D
Up to 90% Profit Split 80/20 base (90/10 upgrade available)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4% (Instant Funding), 3% (Instant Funding Pro), 5% daily loss limit (1 Step Challenge and 2 Step Challenge)
Bi-weekly (every 14 days) Payout Frequency Every 14 days
$79 Starting Price $34
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms TradeLocker
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established -
10 options Challenge Options 20 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Funded Daily Savings
$10K $79 $49 Save $30
$25K $199 $87 Save $112
$50K $319 $132 Save $187
$100K $439 $249 Save $190

FTMO vs Funded Daily: Detailed Analysis

FTMO and Funded Daily are both CFD firms.

Pricing

In terms of pricing, Funded Daily is more affordable with challenges starting at $34, which is $45 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Funded Daily offers 20.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Funded Daily offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while Funded Daily runs on TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while Funded Daily offers 80/20 base (90/10 upgrade available). FTMO pays out Bi-weekly (every 14 days), and Funded Daily pays out Every 14 days.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Funded Daily lists "4% (Instant Funding), 3% (Instant Funding Pro), 5% daily loss limit (1 Step Challenge and 2 Step Challenge)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funded Daily supports withdrawals via Crypto, Wire Transfer and Card.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 51,254 reviews, while Funded Daily has 4/5 with 6 reviews. Safety grades: FTMO A+, Funded Daily B.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while Funded Daily is the better fit for budget-conscious traders.

Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Funded Daily
Pros
Four programs on one ruleset: Instant Funding and Instant Funding Pro require no evaluation, and the 1 Step and 2 Step Challenges have no time limit. Approved crypto payouts are guaranteed within 24 hours of approval, and a missed window adds 10% to that cycle's split. Drawdown is static on three of the four programs. Scaling is automatic: +25% of the original balance after 3 clean payouts and +50% after 8. US traders are accepted and the platform is TradeLocker.
Cons
Payouts run only on a 14-day cycle and a 5% per-cycle profit cap means profit above 5% of the balance is not payable and does not carry forward. Funding is hard-capped at $100,000 per trader across all accounts. EAs, copy trading, hedging and martingale are banned and every trade needs a stop loss within 5 minutes. A 2% or $10 minimum fee is taken from every payout, all fees are non-refundable, TrustPilot holds only 2 reviews, and every linked legal page 404s on the main site.

Active Deals & Promo Codes

FTMO
20% OFF 20% off the $100K 1-Step FTMO Challenge (no code needed)
Funded Daily
35% OFF 35% off with code LAUNCH35. Proven at the Funded Daily checkout: Instant Funding USD 91.00 to 59.15, Two Step 50K USD 265.00 to 172.25.

Frequently Asked Questions

Which is better, FTMO or Funded Daily?

FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or Funded Daily?

Funded Daily has the lower starting price at $34. FTMO offers 10 challenge options starting from $79, while Funded Daily offers 20 options starting from $34.

Which has better reviews, FTMO or Funded Daily?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 51,254 reviews while Funded Daily has 6.

Which offers a higher profit split, FTMO or Funded Daily?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Funded Daily offers 80/20 base (90/10 upgrade available).

How fast do FTMO and Funded Daily pay out?

FTMO has Bi-weekly (every 14 days) payouts while Funded Daily offers Every 14 days payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and Funded Daily legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Funded Daily holds a B safety grade and a 4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or Funded Daily?

Funded Daily may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.