FTMO vs Funding Your Trades: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FTMO
4 wins
Decisive Win
Best For:
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Funding Your Trades |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) | TrustPilot | - |
| A+ ★ | Safety Grade | - |
| 79 B+ ★ | Trust Score | 0.5 F |
| Up to 90% | Profit Split | 95% (100% with add-on) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | Balance-based, calculated on the previous day's ending balance (EOD); open PnL is not counted. 1 Step: 4%. 2 Step: 6%. Instant Funding: 3%. |
| Bi-weekly (every 14 days) | Payout Frequency | Every 7 days after the first payout |
| $79 | Starting Price | $67 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Match Trader, Platform5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | - |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 6 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Funding Your Trades | Savings |
|---|---|---|---|
| $10K | $79 ★ | $114 | Save $35 |
| $25K | $199 ★ | $219 | Save $20 |
| $50K | $319 | $309 ★ | Save $10 |
| $100K | $439 ★ | $505 | Save $66 |
| $200K | $999 | $909 ★ | Save $90 |
FTMO vs Funding Your Trades: Detailed Analysis
FTMO and Funding Your Trades are both CFD firms.
Pricing
In terms of pricing, Funding Your Trades is more affordable with challenges starting at $67, which is $12 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Funding Your Trades offers 6.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Funding Your Trades offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Funding Your Trades runs on Match Trader and Platform5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Funding Your Trades offers 95% (100% with add-on). FTMO pays out Bi-weekly (every 14 days), and Funding Your Trades pays out Every 7 days after the first payout.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Funding Your Trades lists "Balance-based, calculated on the previous day's ending balance (EOD); open PnL is not counted. 1 Step: 4%. 2 Step: 6%. Instant Funding: 3%.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Funding Your Trades supports withdrawals via Rise and Crypto.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while Funding Your Trades is the better fit for budget-conscious traders and maximum profit potential.
Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or Funding Your Trades?
FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Safety Grade, Trust Score. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Funding Your Trades?
Funding Your Trades has the lower starting price at $67. FTMO offers 10 challenge options starting from $79, while Funding Your Trades offers 6 options starting from $67.
Which offers a higher profit split, FTMO or Funding Your Trades?
Funding Your Trades offers a higher maximum profit split. FTMO offers Up to 90% while Funding Your Trades offers 95% (100% with add-on).
How fast do FTMO and Funding Your Trades pay out?
FTMO has Bi-weekly (every 14 days) payouts while Funding Your Trades offers Every 7 days after the first payout payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Funding Your Trades legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Funding Your Trades holds a unrated safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Funding Your Trades?
Funding Your Trades may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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