FTMO vs Sway Funded: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
Sway Funded
CFD
Verdict: Who Wins?
FTMO
5 wins
Decisive Win
Sway Funded
2 wins
Best For:
Sway Funded
FTMO
Sway Funded
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Sway Funded |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) ★ | TrustPilot | 4.1/5 (629) |
| A+ ★ | Safety Grade | - |
| 84 A ★ | Trust Score | 41.8 D |
| Up to 90% | Profit Split | 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 5% base / 10% with 20/10 add-on (Rapid & Regular); 3% (Instant) |
| Bi-weekly (every 14 days) | Payout Frequency | On demand |
| $79 | Starting Price | $10 ★ |
| Proprietary | Technology | Proprietary |
| cTrader, MT5, MT4 | Platforms | Proprietary |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Saint Lucia |
| Jan 2015 | Established | Feb 2024 |
| 10 options | Challenge Options | 24 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Sway Funded | Savings |
|---|---|---|---|
| $10K | $79 | $66 ★ | Save $13 |
| $25K | $199 | $156 ★ | Save $43 |
| $50K | $319 | $289 ★ | Save $30 |
| $100K | $439 ★ | $499 | Save $60 |
| $200K | $999 | $849 ★ | Save $150 |
FTMO vs Sway Funded: Detailed Analysis
FTMO and Sway Funded are both CFD firms. FTMO has been in business longer, established in 2015, while Sway Funded was founded in 2024.
Pricing
In terms of pricing, Sway Funded is more affordable with challenges starting at $10, which is $69 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Sway Funded offers 24.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Sway Funded offers account sizes from $1 to $200 across 8 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Sway Funded runs on Proprietary. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Sway Funded offers 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant). FTMO pays out Bi-weekly (every 14 days), and Sway Funded pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Sway Funded lists "5% base / 10% with 20/10 add-on (Rapid & Regular); 3% (Instant)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Sway Funded supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Sway Funded has 4.1/5 with 629 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while Sway Funded is the better fit for budget-conscious traders and fast payouts.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Sway Funded
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or Sway Funded?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Sway Funded?
Sway Funded has the lower starting price at $10. FTMO offers 10 challenge options starting from $79, while Sway Funded offers 24 options starting from $10.
Which has better reviews, FTMO or Sway Funded?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Sway Funded has 629.
Which offers a higher profit split, FTMO or Sway Funded?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Sway Funded offers 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant).
How fast do FTMO and Sway Funded pay out?
FTMO has Bi-weekly (every 14 days) payouts while Sway Funded offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Sway Funded legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Sway Funded holds a unrated safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Sway Funded?
Sway Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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