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FTMO vs TEFS: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

TEFS

3.8 D
United Arab Emirates CFD
Key Differences
Safety A+ vs D Payouts Bi-Weekly vs Monthly Split 90% vs 85% Price $79 vs $55

Verdict: Who Wins?

FTMO 5 wins Decisive Win
5 - 1
TEFS 1 wins
Overall Rating 8.3 vs 3.8 Decisive
Starting Price $55 vs $79 Decisive
Profit Split Up to 90% vs 80% on Challenge-derived accounts; 65% - 85% by Instant Access plan Clear
Safety Grade A+ vs D Decisive
Trust Score 79/100 vs 5.3/100 Decisive
Platform Choice 3 vs 0 platforms Clear

Best For:

Budget-conscious traders TEFS
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO TEFS

Head-to-Head Comparison

FTMO Metric TEFS
8.3/10 PFM Score 3.8/10
4.8/5 (42,594) TrustPilot -
A+ Safety Grade D
79 B+ Trust Score 5.3 F
Up to 90% Profit Split 80% on Challenge-derived accounts; 65% - 85% by Instant Access plan
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4% of the starting balance on Challenge accounts, measured on equity and reset at midnight NY time; Instant Access accounts have no daily loss limit
Bi-weekly (every 14 days) Payout Frequency Monthly
$79 Starting Price $55
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms -
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established -
10 options Challenge Options 11 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO TEFS Savings
$10K $79 $99 Save $20
$25K $199 $199 Same price
$50K $319 $319 Same price
$100K $439 $499 Save $60
$200K $999 $969 Save $30

FTMO vs TEFS: Detailed Analysis

FTMO and TEFS are both CFD firms.

Pricing

In terms of pricing, TEFS is more affordable with challenges starting at $55, which is $24 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while TEFS offers 11.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while TEFS offers account sizes from $5 to $210 across 11 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while TEFS offers 80% on Challenge-derived accounts; 65% - 85% by Instant Access plan. FTMO pays out Bi-weekly (every 14 days), and TEFS pays out Monthly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while TEFS lists "4% of the starting balance on Challenge accounts, measured on equity and reset at midnight NY time; Instant Access accounts have no daily loss limit". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews. Safety grades: FTMO A+, TEFS D.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for maximum profit potential, trust & reputation and fast payouts, while TEFS is the better fit for budget-conscious traders.

Overall, FTMO edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
TEFS
Pros
One-step evaluation with a 10% target, 4 minimum trading days and no time limit. Static drawdown that never trails. Evaluation fee 100% refunded with the first Performance Payment. Instant Access tiers skip the evaluation entirely. 2,500+ US stocks and ETFs alongside forex, crypto, indices and commodities. Every package bundles education: self-study courses, Foundations, a live trading room and personal coaching on the higher tiers.
Cons
The fee buys an education bundle plus a simulated account, not a plain evaluation, and Instant Access tiers run $445 to $7,975. TrustPilot has removed the rating for a breach of its guidelines. Scalping and HFT are banned outright (any trade under two minutes counts as HFT), as are copy trading and hedging. Payouts are monthly only, capped at $15,000 a month, with no on-demand withdrawal. No named third-party platform: the terminal is a white-label the firm buys in.

Frequently Asked Questions

Which is better, FTMO or TEFS?

FTMO scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or TEFS?

TEFS has the lower starting price at $55. FTMO offers 10 challenge options starting from $79, while TEFS offers 11 options starting from $55.

Which offers a higher profit split, FTMO or TEFS?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while TEFS offers 80% on Challenge-derived accounts; 65% - 85% by Instant Access plan.

How fast do FTMO and TEFS pay out?

FTMO has Bi-weekly (every 14 days) payouts while TEFS offers Monthly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and TEFS legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. TEFS holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or TEFS?

TEFS may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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