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FTMO vs We Fund You Trade: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

We Fund You Trade

United Arab Emirates CFD
Key Differences
Payouts Bi-Weekly vs Monthly Split 90% vs 85% Price $79 vs $197

Verdict: Who Wins?

FTMO 8 wins Decisive Win
8 - 0
We Fund You Trade 0 wins
Overall Rating 8.3 vs 0.0 Decisive
TrustPilot 4.8 vs 3.2 Decisive
Starting Price $79 vs $197 Decisive
Profit Split Up to 90% vs Up to 85% Clear
Safety Grade A+ vs Decisive
Trust Score 84/100 vs 27.5/100 Decisive
Challenge Variety 10 vs 4 options Clear
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders FTMO
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO We Fund You Trade

Head-to-Head Comparison

FTMO Metric We Fund You Trade
8.3/10 PFM Score -
4.8/5 (42,594) TrustPilot 3.2/5 (203)
A+ Safety Grade -
84 A Trust Score 27.5 F
Up to 90% Profit Split Up to 85%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 5% maximum daily loss based on the previous day's ending equity balance (e.g. $5,000 on a $100,000 account). Maximum total loss 10% of the initial starting balance.
Bi-weekly (every 14 days) Payout Frequency Bi-Monthly
$79 Starting Price $197
Proprietary Technology Proprietary
cTrader, MT5, MT4 Platforms Proprietary
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established -
10 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO We Fund You Trade Savings
$25K $199 $197 Save $2
$50K $319 $297 Save $22
$100K $439 $577 Save $138
$200K $999 $997 Save $2

FTMO vs We Fund You Trade: Detailed Analysis

FTMO and We Fund You Trade are both CFD firms.

Pricing

In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $118 less than We Fund You Trade's starting price of $197. FTMO offers 10 challenge options, while We Fund You Trade offers 4.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while We Fund You Trade offers account sizes from $25 to $200 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while We Fund You Trade runs on Proprietary. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while We Fund You Trade offers Up to 85%. FTMO pays out Bi-weekly (every 14 days), and We Fund You Trade pays out Bi-Monthly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while We Fund You Trade lists "5% maximum daily loss based on the previous day's ending equity balance (e.g. $5,000 on a $100,000 account). Maximum total loss 10% of the initial starting balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

We Fund You Trade supports withdrawals via Wire Transfer.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while We Fund You Trade has 3.2/5 with 203 reviews.

Who Should Choose Which

Across the use cases we scored, FTMO is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, FTMO edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
We Fund You Trade
Pros
Up to 85% profit split, evaluation fee refunded on first profit withdrawal, 0% commission, trade through the news, hold trades overnight and over the weekend, leverage up to 1:100, no time limit on the challenge, free coaching and psychology sessions
Cons
Proprietary WFYT platform only (no MT4/MT5/cTrader), payouts only twice per month (not on-demand), EAs and automated strategies not allowed, strict 3-minute minimum trade duration and 35% consistency rule, evaluation on demo accounts

Frequently Asked Questions

Which is better, FTMO or We Fund You Trade?

FTMO scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or We Fund You Trade?

FTMO has the lower starting price at $79. FTMO offers 10 challenge options starting from $79, while We Fund You Trade offers 4 options starting from $197.

Which has better reviews, FTMO or We Fund You Trade?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while We Fund You Trade has 203.

Which offers a higher profit split, FTMO or We Fund You Trade?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while We Fund You Trade offers Up to 85%.

How fast do FTMO and We Fund You Trade pay out?

FTMO has Bi-weekly (every 14 days) payouts while We Fund You Trade offers Bi-Monthly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and We Fund You Trade legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. We Fund You Trade holds a unrated safety grade and a 3.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or We Fund You Trade?

FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.