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Funding Pips vs Lux Trading Firm: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

Lux Trading Firm

6.5 B+
United Kingdom CFD
Key Differences
Safety A+ vs B+ Split 100% vs 80% Price $29 vs $199

Verdict: Who Wins?

Funding Pips 7 wins Decisive Win
7 - 0
Lux Trading Firm 0 wins
Overall Rating 8.9 vs 6.5 Decisive
TrustPilot 4.5 vs 3.7 Decisive
Starting Price $29 vs $199 Decisive
Profit Split 80-100% vs 80% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 88.9/100 vs 66.5/100 Decisive
Challenge Variety 21 vs 5 options Decisive

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips Lux Trading Firm

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric Lux Trading Firm
8.9/10 PFM Score 6.5/10
4.5/5 (62,062) TrustPilot 3.7/5 (625)
A+ Safety Grade B+
88.9 A Trust Score 66.5 B
80-100% Profit Split 80%
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit
Weekly Payout Frequency On-Demand
$29 Starting Price $199
Proprietary Technology Proprietary
cTrader, Match Trader, MT5 Platforms Trading View, Match Trader, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
Oct 2022 Established Jan 2021
21 options Challenge Options 5 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips Lux Trading Firm Savings
$100K $399 $199 Save $200

Funding Pips vs Lux Trading Firm: Detailed Analysis

Funding Pips and Lux Trading Firm are both CFD firms. Lux Trading Firm has been in business longer, established in 2021, while Funding Pips was founded in 2022.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $170 less than Lux Trading Firm's starting price of $199. Funding Pips offers 21 challenge options, while Lux Trading Firm offers 5.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while Lux Trading Firm offers account sizes from $1 to $400 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while Lux Trading Firm runs on Trading View, Match Trader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while Lux Trading Firm offers 80%. Funding Pips pays out Weekly, and Lux Trading Firm pays out On-Demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while Lux Trading Firm lists "6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 62,062 reviews, while Lux Trading Firm has 3.7/5 with 625 reviews. Safety grades: Funding Pips A+, Lux Trading Firm B+.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
Lux Trading Firm
Pros
Instant, on-demand withdrawals with no fixed payout cycles. 100% evaluation fee refund after passing Stage One. Scaling up to $10,000,000 in funded capital. Copy trading and EA automation allowed.
Cons
Fixed 6% static drawdown across all account sizes that does not increase as the account grows. Maximum risk capped at 5% of Remaining Risk Capital per trade. Third-party or commercial EAs and full high-frequency automated trading strategies are prohibited.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
Lux Trading Firm

No active deals

Frequently Asked Questions

Which is better, Funding Pips or Lux Trading Firm?

Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or Lux Trading Firm?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while Lux Trading Firm offers 5 options starting from $199.

Which has better reviews, Funding Pips or Lux Trading Firm?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 62,062 reviews while Lux Trading Firm has 625.

Which offers a higher profit split, Funding Pips or Lux Trading Firm?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while Lux Trading Firm offers 80%.

How fast do Funding Pips and Lux Trading Firm pay out?

Funding Pips has Weekly payouts while Lux Trading Firm offers On-Demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and Lux Trading Firm legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Lux Trading Firm holds a B+ safety grade and a 3.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or Lux Trading Firm?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

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