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FTMO vs Lux Trading Firm: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

Lux Trading Firm

6.5 B+
United Kingdom CFD
Key Differences
Safety A+ vs B+ Split 90% vs 80% Price $79 vs $199

Verdict: Who Wins?

FTMO 7 wins Decisive Win
7 - 0
Lux Trading Firm 0 wins
Overall Rating 8.3 vs 6.5 Decisive
TrustPilot 4.8 vs 3.7 Decisive
Starting Price $79 vs $199 Decisive
Profit Split Up to 90% vs 80% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 66.5/100 Decisive
Challenge Variety 10 vs 5 options Clear

Best For:

Budget-conscious traders FTMO
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO Lux Trading Firm

Head-to-Head Comparison

FTMO Metric Lux Trading Firm
8.3/10 PFM Score 6.5/10
4.8/5 (42,594) TrustPilot 3.7/5 (625)
A+ Safety Grade B+
84 A Trust Score 66.5 B
Up to 90% Profit Split 80%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit
Bi-weekly (every 14 days) Payout Frequency On-Demand
$79 Starting Price $199
Proprietary Technology Proprietary
cTrader, MT5, MT4 Platforms Trading View, Match Trader, MT5, MT4
No Direct Path to Funded No
Czech Republic Country United Kingdom
Jan 2015 Established Jan 2021
10 options Challenge Options 5 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Lux Trading Firm Savings
$100K $439 $199 Save $240

FTMO vs Lux Trading Firm: Detailed Analysis

FTMO and Lux Trading Firm are both CFD firms. FTMO has been in business longer, established in 2015, while Lux Trading Firm was founded in 2021.

Pricing

In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $120 less than Lux Trading Firm's starting price of $199. FTMO offers 10 challenge options, while Lux Trading Firm offers 5.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Lux Trading Firm offers account sizes from $1 to $400 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while Lux Trading Firm runs on Trading View, Match Trader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while Lux Trading Firm offers 80%. FTMO pays out Bi-weekly (every 14 days), and Lux Trading Firm pays out On-Demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Lux Trading Firm lists "6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Lux Trading Firm has 3.7/5 with 625 reviews. Safety grades: FTMO A+, Lux Trading Firm B+.

Who Should Choose Which

Across the use cases we scored, FTMO is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, FTMO edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Lux Trading Firm
Pros
Instant, on-demand withdrawals with no fixed payout cycles. 100% evaluation fee refund after passing Stage One. Scaling up to $10,000,000 in funded capital. Copy trading and EA automation allowed.
Cons
Fixed 6% static drawdown across all account sizes that does not increase as the account grows. Maximum risk capped at 5% of Remaining Risk Capital per trade. Third-party or commercial EAs and full high-frequency automated trading strategies are prohibited.

Frequently Asked Questions

Which is better, FTMO or Lux Trading Firm?

FTMO scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or Lux Trading Firm?

FTMO has the lower starting price at $79. FTMO offers 10 challenge options starting from $79, while Lux Trading Firm offers 5 options starting from $199.

Which has better reviews, FTMO or Lux Trading Firm?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Lux Trading Firm has 625.

Which offers a higher profit split, FTMO or Lux Trading Firm?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Lux Trading Firm offers 80%.

How fast do FTMO and Lux Trading Firm pay out?

FTMO has Bi-weekly (every 14 days) payouts while Lux Trading Firm offers On-Demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and Lux Trading Firm legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Lux Trading Firm holds a B+ safety grade and a 3.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or Lux Trading Firm?

FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.