Funding Pips vs Paid To Trade: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Head-to-Head Comparison
| Funding Pips | Metric | Paid To Trade |
|---|---|---|
| 8.9/10 ★ | PFM Score | 4.0/10 |
| 4.5/5 (62,062) | TrustPilot | - |
| A+ ★ | Safety Grade | D |
| 84.2 A ★ | Trust Score | 6.5 F |
| 80-100% | Profit Split | 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail ★ |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | 4% static (2-Step Static and Instant Funding), 3% static (1-Step Static, upgradeable to 4% with the Extended Drawdown add-on), none (1-Step Trail) |
| Weekly | Payout Frequency | Weekly (Static and Instant), Bi-weekly (1-Step Trail) |
| $29 ★ | Starting Price | $59 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | Match Trader, Platform5 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Arab Emirates |
| Oct 2022 | Established | Jun 2025 |
| 21 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | Paid To Trade | Savings |
|---|---|---|---|
| $5K | $29 ★ | $59 | Save $30 |
| $10K | $55 ★ | $109 | Save $54 |
| $25K | $109 ★ | $299 | Save $190 |
| $50K | $219 ★ | $399 | Save $180 |
| $100K | $399 ★ | $699 | Save $300 |
Funding Pips vs Paid To Trade: Detailed Analysis
Funding Pips and Paid To Trade are both CFD firms. Funding Pips has been in business longer, established in 2022, while Paid To Trade was founded in 2025.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $30 less than Paid To Trade's starting price of $59. Funding Pips offers 21 challenge options, while Paid To Trade offers 16.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while Paid To Trade offers account sizes from $5 to $100 across 8 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while Paid To Trade runs on Match Trader and Platform5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 80-100% profit split, while Paid To Trade offers 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail. Funding Pips pays out Weekly, and Paid To Trade pays out Weekly (Static and Instant), Bi-weekly (1-Step Trail).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while Paid To Trade lists "4% static (2-Step Static and Instant Funding), 3% static (1-Step Static, upgradeable to 4% with the Extended Drawdown add-on), none (1-Step Trail)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while Paid To Trade pays out through Crypto (USDT TRC-20) and Wire Transfer.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 62,062 reviews. Safety grades: Funding Pips A+, Paid To Trade D.
Who Should Choose Which
So who should pick which? Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while Paid To Trade is the better fit for fast payouts.
Overall, Funding Pips edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Funding Pips or Paid To Trade?
Funding Pips scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or Paid To Trade?
Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while Paid To Trade offers 16 options starting from $59.
Which offers a higher profit split, Funding Pips or Paid To Trade?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while Paid To Trade offers 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail.
How fast do Funding Pips and Paid To Trade pay out?
Funding Pips has Weekly payouts while Paid To Trade offers Weekly (Static and Instant), Bi-weekly (1-Step Trail) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and Paid To Trade legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Paid To Trade holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or Paid To Trade?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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