FTMO vs Paid To Trade: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FTMO
3 wins
Best For:
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Paid To Trade |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) | TrustPilot | - |
| A+ ★ | Safety Grade | - |
| 79 B+ ★ | Trust Score | 3.5 F |
| Up to 90% | Profit Split | 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 4% static (2-Step Static and Instant Funding), 3% static (1-Step Static, upgradeable to 4% with the Extended Drawdown add-on), none (1-Step Trail) |
| Bi-weekly (every 14 days) | Payout Frequency | Weekly (Static and Instant), Bi-weekly (1-Step Trail) |
| $79 | Starting Price | $59 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Match Trader, Platform5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Arab Emirates |
| Jan 2015 | Established | Jun 2025 |
| 10 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Paid To Trade | Savings |
|---|---|---|---|
| $10K | $79 ★ | $109 | Save $30 |
| $25K | $199 ★ | $299 | Save $100 |
| $50K | $319 ★ | $399 | Save $80 |
| $100K | $439 ★ | $699 | Save $260 |
FTMO vs Paid To Trade: Detailed Analysis
FTMO and Paid To Trade are both CFD firms. FTMO has been in business longer, established in 2015, while Paid To Trade was founded in 2025.
Pricing
In terms of pricing, Paid To Trade is more affordable with challenges starting at $59, which is $20 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Paid To Trade offers 16.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Paid To Trade offers account sizes from $5 to $100 across 8 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Paid To Trade runs on Match Trader and Platform5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Paid To Trade offers 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail. FTMO pays out Bi-weekly (every 14 days), and Paid To Trade pays out Weekly (Static and Instant), Bi-weekly (1-Step Trail).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Paid To Trade lists "4% static (2-Step Static and Instant Funding), 3% static (1-Step Static, upgradeable to 4% with the Extended Drawdown add-on), none (1-Step Trail)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Paid To Trade supports withdrawals via Crypto (USDT TRC-20) and Wire Transfer.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while Paid To Trade is the better fit for budget-conscious traders and fast payouts.
This is a close matchup with FTMO winning 3 and Paid To Trade winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or Paid To Trade?
Both firms are competitive. FTMO wins in 3 categories while Paid To Trade wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FTMO or Paid To Trade?
Paid To Trade has the lower starting price at $59. FTMO offers 10 challenge options starting from $79, while Paid To Trade offers 16 options starting from $59.
Which offers a higher profit split, FTMO or Paid To Trade?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Paid To Trade offers 80% base on Instant Funding and 2-Step Static, 70% on 1-Step Static with paid upgrades to 80% or 90%, and 50% then 70% then 90% across payouts on 1-Step Trail.
How fast do FTMO and Paid To Trade pay out?
FTMO has Bi-weekly (every 14 days) payouts while Paid To Trade offers Weekly (Static and Instant), Bi-weekly (1-Step Trail) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Paid To Trade legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Paid To Trade holds a unrated safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Paid To Trade?
Paid To Trade may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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