Funding Pips vs ThinkCapital: Head-to-Head Comparison (2026)
Funding Pips
8.9 A+
CFD
ThinkCapital
6.3 B
CFD
Verdict: Who Wins?
Funding Pips
7 wins
Decisive Win
ThinkCapital
0 wins
Best For:
Funding Pips
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
Save 25% on Funding Pips today
Head-to-Head Comparison
| Funding Pips | Metric | ThinkCapital |
|---|---|---|
| 8.9/10 ★ | PFM Score | 6.3/10 |
| 4.5/5 (52,621) ★ | TrustPilot | 4/5 (609) |
| A+ ★ | Safety Grade | B |
| 73.8 B+ ★ | Trust Score | 59.9 C |
| 80-100% ★ | Profit Split | 80% (90% with scaling or add-on) |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | Balance based for Lightning and Nexus; Equity based for Dual-Step Intraday |
| Weekly | Payout Frequency | Bi-weekly |
| $29 ★ | Starting Price | $39 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | Trading View |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Kingdom |
| Oct 2022 | Established | - |
| 21 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | ThinkCapital | Savings |
|---|---|---|---|
| $5K | $29 ★ | $39 | Save $10 |
| $10K | $55 ★ | $79 | Save $24 |
| $25K | $109 ★ | $139 | Save $30 |
| $50K | $219 | $199 ★ | Save $20 |
| $100K | $399 | $349 ★ | Save $50 |
Funding Pips vs ThinkCapital: Detailed Analysis
Funding Pips and ThinkCapital are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $10 less than ThinkCapital's starting price of $39. Funding Pips offers 21 challenge options, while ThinkCapital offers 20.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while ThinkCapital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while ThinkCapital runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 80-100% profit split, while ThinkCapital offers 80% (90% with scaling or add-on). Funding Pips pays out Weekly, and ThinkCapital pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while ThinkCapital lists "Balance based for Lightning and Nexus; Equity based for Dual-Step Intraday". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while ThinkCapital pays out through Rise, Crypto and Crypto (USDT TRC-20).
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while ThinkCapital has 4/5 with 609 reviews. Safety grades: Funding Pips A+, ThinkCapital B.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Funding Pips
Pros
Cons
ThinkCapital
Pros
Cons
Active Deals & Promo Codes
Funding Pips
ThinkCapital
Frequently Asked Questions
Which is better, Funding Pips or ThinkCapital?
Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or ThinkCapital?
Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while ThinkCapital offers 20 options starting from $39.
Which has better reviews, Funding Pips or ThinkCapital?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while ThinkCapital has 609.
Which offers a higher profit split, Funding Pips or ThinkCapital?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while ThinkCapital offers 80% (90% with scaling or add-on).
How fast do Funding Pips and ThinkCapital pay out?
Funding Pips has Weekly payouts while ThinkCapital offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and ThinkCapital legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. ThinkCapital holds a B safety grade and a 4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or ThinkCapital?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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