FTMO
7.8 A+
CFD
Instant Funding
5.9 B
CFD
Verdict: Who Wins?
FTMO
4 wins
Decisive Win
Instant Funding
2 wins
Best For:
Instant Funding
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Instant Funding |
|---|---|---|
| 7.8/10 ★ | PFM Score | 5.9/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 3.1/5 (4,683) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 44.9 D |
| Up to 90% | Profit Split | Up to 90% |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) |
| Bi-weekly (every 14 days) | Payout Frequency | Every 7 Days (14-day initial wait) |
| $79 | Starting Price | $39 ★ |
| Proprietary | Technology | Proprietary |
| cTrader, MT5, MT4 | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Kingdom |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 29 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Instant Funding | Savings |
|---|---|---|---|
| $10K | $79 | $39 ★ | Save $40 |
| $25K | $199 | $64 ★ | Save $135 |
| $50K | $319 | $114 ★ | Save $205 |
| $100K | $439 | $219 ★ | Save $220 |
| $200K | $999 | $399 ★ | Save $600 |
FTMO vs Instant Funding: Detailed Analysis
FTMO and Instant Funding are both CFD firms.
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Instant Funding offers 29.
FTMO offers Up to 90% profit split, while Instant Funding offers Up to 90%. FTMO pays out Bi-weekly (every 14 days), and Instant Funding pays out Every 7 Days (14-day initial wait).
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Instant Funding has 3.1/5 with 4,683 reviews. Safety grades: FTMO A+, Instant Funding B.
Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Instant Funding
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
Instant Funding
Frequently Asked Questions
Which is better, FTMO or Instant Funding?
FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Instant Funding?
Instant Funding has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while Instant Funding offers 29 options starting from $39.
Which has better reviews, FTMO or Instant Funding?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Instant Funding has 4,683.
Which offers a higher profit split, FTMO or Instant Funding?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Instant Funding offers Up to 90%.
How fast do FTMO and Instant Funding pay out?
FTMO has Bi-weekly (every 14 days) payouts while Instant Funding offers Every 7 Days (14-day initial wait) payouts. Payout speed can be an important factor when choosing a prop firm.