Instant Funding
6.1 B+
CFD
FTMO
7.8 A+
CFD
Verdict: Who Wins?
Instant Funding
2 wins
FTMO
3 wins
Best For:
Instant Funding
FTMO
Visual Comparison
Head-to-Head Comparison
| Instant Funding | Metric | FTMO |
|---|---|---|
| 6.1/10 | PFM Score | 7.8/10 ★ |
| 3.1/5 (4,683) | TrustPilot | 4.8/5 (42,594) ★ |
| B+ | Safety Grade | A+ ★ |
| Up to 90% | Profit Split | Up to 90% |
| Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| Every 7 Days (14-day initial wait) | Payout Frequency | — |
| $39 ★ | Starting Price | $79 |
| Proprietary | Technology | Proprietary |
| cTrader, Match Trader, MT5 | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| United Kingdom | Country | Czech Republic |
| Jun 2020 | Established | Jan 2015 |
| 30 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Instant Funding | FTMO | Savings |
|---|---|---|---|
| $10K | $39 ★ | $79 | Save $40 |
| $25K | $64 ★ | $199 | Save $135 |
| $50K | $114 ★ | $319 | Save $205 |
| $100K | $219 ★ | $439 | Save $220 |
| $200K | $399 ★ | $999 | Save $600 |
Instant Funding vs FTMO: Detailed Analysis
Instant Funding and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Instant Funding was founded in 2020.
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. Instant Funding offers 30 challenge options, while FTMO offers 10.
Instant Funding offers Up to 90% profit split, while FTMO offers Up to 90%. Instant Funding pays out Every 7 Days (14-day initial wait).
For trust and reputation, Instant Funding has a 3.1/5 TrustPilot rating with 4,683 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Instant Funding B+, FTMO A+.
This is a close matchup with Instant Funding winning 2 and FTMO winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Instant Funding
Pros
Cons
FTMO
Pros
Cons
Active Deals & Promo Codes
Instant Funding
FTMO
No active deals
Frequently Asked Questions
Which is better, Instant Funding or FTMO?
Both firms are competitive. Instant Funding wins in 2 categories while FTMO wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Instant Funding or FTMO?
Instant Funding has the lower starting price at $39. Instant Funding offers 30 challenge options starting from $39, while FTMO offers 10 options starting from $79.
Which has better reviews, Instant Funding or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. Instant Funding has 4,683 reviews while FTMO has 42,594.
Which offers a higher profit split, Instant Funding or FTMO?
Instant Funding offers a higher maximum profit split. Instant Funding offers Up to 90% while FTMO offers Up to 90%.