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The Upside Funding vs TX3 Funding: Head-to-Head Comparison (2026)

VS

TX3 Funding

6.8 B
United Arab Emirates CFD
Key Differences
Safety A vs B Split 95% vs 100%

Verdict: Who Wins?

The Upside Funding 3 wins
3 - 3
TX3 Funding 3 wins
Overall Rating 6.8 vs 6.5 Narrow
TrustPilot 4.8 vs 3.1 Decisive
Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) vs 95% Clear
Safety Grade A vs B Clear
Trust Score 69.1/100 vs 59.7/100 Clear
Platform Choice 3 vs 1 platforms Narrow

Best For:

Maximum profit potential TX3 Funding
Trust & reputation The Upside Funding
Fast payouts TX3 Funding

Visual Comparison

The Upside Funding TX3 Funding

Save 25% on The Upside Funding today

from $34

Head-to-Head Comparison

The Upside Funding Metric TX3 Funding
6.5/10 PFM Score 6.8/10
4.8/5 (42) TrustPilot 3.1/5 (4,319)
A Safety Grade B
69.1 B Trust Score 59.7 C
95% Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10)
1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static Daily Drawdown 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.
Fast payouts (on-demand) Payout Frequency Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days)
$34 Starting Price $
Proprietary Technology White-Label
cTrader Platforms Match Trader, MT5, ProjectX
No Direct Path to Funded No
Hong Kong Country United Arab Emirates
Jan 2020 Established Jan 2021
12 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The Upside Funding TX3 Funding Savings
$50K $349 $70 Save $279
$100K $589 $135 Save $454

The Upside Funding vs TX3 Funding: Detailed Analysis

The Upside Funding and TX3 Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while TX3 Funding was founded in 2021.

Account Sizes

On account sizing, The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers, while TX3 Funding offers account sizes from $5 to $150 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, The Upside Funding supports cTrader, while TX3 Funding runs on Match Trader, MT5 and ProjectX. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

The Upside Funding offers 95% profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). The Upside Funding pays out Fast payouts (on-demand), and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: The Upside Funding lists its daily drawdown as "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static", while TX3 Funding lists "3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

TX3 Funding supports withdrawals via Rise, Crypto and Bank Wire.

Trust & Safety

For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 42 reviews, while TX3 Funding has 3.1/5 with 4,319 reviews. Safety grades: The Upside Funding A, TX3 Funding B.

Who Should Choose Which

So who should pick which? The Upside Funding is the stronger choice for trust & reputation, while TX3 Funding is the better fit for maximum profit potential and fast payouts.

This is a close matchup with The Upside Funding winning 3 and TX3 Funding winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), 41 TrustPilot reviews (nearly all 5-star), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
TX3 Funding
Pros
Multi-asset firm offering Forex (MT5, Match-Trader, A-Trader), Futures (Project X — currently suspended pending NinjaTrader/Tradevate/TradingView migration), and Crypto trading from one account. Five distinct Forex programs: Instant Standard (no eval, 80% split), Instant Pro (no eval, faster payouts), 1 Phase, 2 Phase Flex, 2 Phase Pro. Account sizes from $5K to $300K (Forex) / $50K-$150K (Futures Starter & Pro). 24h payout guarantee with $1,000 bonus if late. Futures Starter pays 100% of first $10,000 in profits, then 90/10 split. Up to 90% profit split with add-ons. Wise integration with 15 payment options + crypto USDT (ERC-20). 24/7 support. Founded by Cue Banks (Quillan Roberto Black) and Anthony Williams — both established Forex trader-educators with large public followings. TrustPilot 3.6/5 across 4,299 reviews; claimed profile with paid Trustpilot subscription; company replies to 100% of negative reviews.
Cons
Futures product line currently disabled — homepage states 'Purchasing Futures Challenges is temporarily disabled as Project X is no longer working with Propfirms' (May 2026); migration to NinjaTrader, Tradovate, and TradingView is in progress. Pricing widget is JS state-driven with up to 25 Forex combinations (5 sizes x 5 challenge types) plus platform selection (MT5 / Match-Trader / A-Trader) — only the default-selected combination ($100K Instant Standard A-Trader at $475) is reliably captured by static scrapers. TrustPilot rating 3.6 with 'mixed' summary: positive payout/customer-service mentions balanced against multiple reports of denied payouts and rules not being explained well. Strict consistency rules (40-50% best-day cap on funded accounts, 15% on Instant Standard, 10% on Instant Pro). Long restricted-countries list (33 countries on Futures, 18 on Forex including Afghanistan, Belarus, Cuba, Iran, Iraq, North Korea, Russia, Syria, Venezuela; Vietnam restricted effective March 2026). TX3 Funding FZCO is not registered with SEC, CFTC, FINRA, NFA, ESMA, DFSA or any regulator — operates solely as a simulated-trading provider. Dispute resolution by Dubai International Arbitration Centre or AAA Miami (US users).

Active Deals & Promo Codes

The Upside Funding
25% OFF 25% off all challenges
TX3 Funding

No active deals

Frequently Asked Questions

Which is better, The Upside Funding or TX3 Funding?

Both firms are competitive. The Upside Funding wins in 3 categories while TX3 Funding wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which has better reviews, The Upside Funding or TX3 Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 42 reviews while TX3 Funding has 4,319.

Which offers a higher profit split, The Upside Funding or TX3 Funding?

TX3 Funding offers a higher maximum profit split. The Upside Funding offers 95% while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).

How fast do The Upside Funding and TX3 Funding pay out?

The Upside Funding has Fast payouts (on-demand) payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are The Upside Funding and TX3 Funding legit?

Both firms have been independently verified by PropFirmMap. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. TX3 Funding holds a B safety grade and a 3.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, The Upside Funding or TX3 Funding?

When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.