The Upside Funding vs TX3 Funding: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
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Head-to-Head Comparison
| The Upside Funding | Metric | TX3 Funding |
|---|---|---|
| 6.5/10 | PFM Score | 6.8/10 ★ |
| 4.8/5 (42) ★ | TrustPilot | 3.1/5 (4,319) |
| A ★ | Safety Grade | B |
| 69.1 B ★ | Trust Score | 59.7 C |
| 95% | Profit Split | Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) ★ |
| 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static | Daily Drawdown | 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit. |
| Fast payouts (on-demand) | Payout Frequency | Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) |
| $34 | Starting Price | $ |
| Proprietary | Technology | White-Label |
| cTrader | Platforms | Match Trader, MT5, ProjectX |
| No | Direct Path to Funded | No |
| Hong Kong | Country | United Arab Emirates |
| Jan 2020 | Established | Jan 2021 |
| 12 options | Challenge Options | 14 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | The Upside Funding | TX3 Funding | Savings |
|---|---|---|---|
| $50K | $349 | $70 ★ | Save $279 |
| $100K | $589 | $135 ★ | Save $454 |
The Upside Funding vs TX3 Funding: Detailed Analysis
The Upside Funding and TX3 Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while TX3 Funding was founded in 2021.
Account Sizes
On account sizing, The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers, while TX3 Funding offers account sizes from $5 to $150 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, The Upside Funding supports cTrader, while TX3 Funding runs on Match Trader, MT5 and ProjectX. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
The Upside Funding offers 95% profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). The Upside Funding pays out Fast payouts (on-demand), and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: The Upside Funding lists its daily drawdown as "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static", while TX3 Funding lists "3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
TX3 Funding supports withdrawals via Rise, Crypto and Bank Wire.
Trust & Safety
For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 42 reviews, while TX3 Funding has 3.1/5 with 4,319 reviews. Safety grades: The Upside Funding A, TX3 Funding B.
Who Should Choose Which
So who should pick which? The Upside Funding is the stronger choice for trust & reputation, while TX3 Funding is the better fit for maximum profit potential and fast payouts.
This is a close matchup with The Upside Funding winning 3 and TX3 Funding winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
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Frequently Asked Questions
Which is better, The Upside Funding or TX3 Funding?
Both firms are competitive. The Upside Funding wins in 3 categories while TX3 Funding wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which has better reviews, The Upside Funding or TX3 Funding?
The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 42 reviews while TX3 Funding has 4,319.
Which offers a higher profit split, The Upside Funding or TX3 Funding?
TX3 Funding offers a higher maximum profit split. The Upside Funding offers 95% while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).
How fast do The Upside Funding and TX3 Funding pay out?
The Upside Funding has Fast payouts (on-demand) payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are The Upside Funding and TX3 Funding legit?
Both firms have been independently verified by PropFirmMap. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. TX3 Funding holds a B safety grade and a 3.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, The Upside Funding or TX3 Funding?
When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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