FXIFY vs Topstep: Head-to-Head Comparison (2026)
FXIFY
8.2 A+
CFD
Topstep
8.0 A
Futures
Verdict: Who Wins?
FXIFY
7 wins
Decisive Win
Topstep
0 wins
Best For:
FXIFY
FXIFY
Visual Comparison
Head-to-Head Comparison
| FXIFY | Metric | Topstep |
|---|---|---|
| 8.2/10 ★ | PFM Score | 8.0/10 |
| 4.4/5 (6,003) ★ | TrustPilot | 3.5/5 (14,272) |
| A+ ★ | Safety Grade | A |
| 76.2 B+ ★ | Trust Score | 74.5 B+ |
| Up to 90% | Profit Split | 90% |
| 3-5% daily across Standard programs, 8% on Instant Funding | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| On-demand | Payout Frequency | On-demand |
| $19 ★ | Starting Price | $49 |
| White-Label | Technology | Proprietary |
| Trading View, DXTrade, MT5, MT4 | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United Kingdom | Country | United States |
| Jan 2023 | Established | Jan 2010 |
| 47 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FXIFY | Topstep | Savings |
|---|---|---|---|
| $50K | $249 | $49 ★ | Save $200 |
| $100K | $399 | $99 ★ | Save $300 |
FXIFY vs Topstep: Detailed Analysis
FXIFY and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while FXIFY was founded in 2023.
In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $30 less than Topstep's starting price of $49. FXIFY offers 47 challenge options, while Topstep offers 3.
FXIFY offers Up to 90% profit split, while Topstep offers 90%. FXIFY pays out On-demand, and Topstep pays out On-demand.
For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: FXIFY A+, Topstep A.
Overall, FXIFY edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FXIFY
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
FXIFY
Topstep
Frequently Asked Questions
Which is better, FXIFY or Topstep?
FXIFY scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FXIFY or Topstep?
FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while Topstep offers 3 options starting from $49.
Which has better reviews, FXIFY or Topstep?
FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while Topstep has 14,272.
Which offers a higher profit split, FXIFY or Topstep?
FXIFY offers a higher maximum profit split. FXIFY offers Up to 90% while Topstep offers 90%.
How fast do FXIFY and Topstep pay out?
FXIFY has On-demand payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FXIFY and Topstep legit?
Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FXIFY or Topstep?
FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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