Skip to main content

Topstep

6.6 B+
United States Futures
VS

FXIFY

5.5 C
United Kingdom CFD
Key Differences
Safety B+ vs C Price $95 vs $19

Verdict: Who Wins?

Topstep 2 wins
2 3
FXIFY 3 wins
Overall Rating 6.6 vs 5.5
Starting Price $19 vs $95
Profit Split Both 90%
Safety Grade B+ vs C
Challenge Variety 47 vs 3 options
Platform Choice 4 vs 1 platforms

Best For:

Budget-conscious traders FXIFY
Trust & reputation Topstep
Fast payouts Topstep

Visual Comparison

Topstep FXIFY

Head-to-Head Comparison

Topstep Metric FXIFY
6.6/10 PFM Score 5.5/10
3.4/5 (13,955) TrustPilot
B+ Safety Grade C
90% Profit Split Up to 90%
$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Daily Payout Frequency On-demand
$95 Starting Price $19
Proprietary Technology White-Label
Topstep X Platforms Trading View, DXTrade, MT5, MT4
Yes Direct Path to Funded No
United States Country United Kingdom
Jan 2010 Established Jan 2023
3 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Topstep FXIFY Savings
$50K $95 $249 Save $154
$100K $149 $399 Save $250

Topstep vs FXIFY: Detailed Analysis

Topstep and FXIFY are both Futures firms. Topstep has been in business longer, established in 2010, while FXIFY was founded in 2023.

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $76 less than Topstep's starting price of $95. Topstep offers 3 challenge options, while FXIFY offers 47.

Topstep offers 90% profit split, while FXIFY offers Up to 90%. Topstep pays out Daily, and FXIFY pays out On-demand.

For trust and reputation, Topstep has a 3.4/5 TrustPilot rating with 13,955 reviews. Safety grades: Topstep B+, FXIFY C.

This is a close matchup with Topstep winning 2 and FXIFY winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Topstep
Pros
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Cons
Trailing max loss limit (not static daily DD), lower TrustPilot rating (3.4★), monthly subscription billing
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.
FXIFY
33% OFF 33% off all challenges (excl. Instant Funding Lite) - 3rd Anniversary Sale. Verified fxify.com 2026-05-10.

Frequently Asked Questions

Which is better, Topstep or FXIFY?

Both firms are competitive. Topstep wins in 2 categories while FXIFY wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Topstep or FXIFY?

FXIFY has the lower starting price at $19. Topstep offers 3 challenge options starting from $95, while FXIFY offers 47 options starting from $19.

Which offers a higher profit split, Topstep or FXIFY?

Topstep offers a higher maximum profit split. Topstep offers 90% while FXIFY offers Up to 90%.

How fast do Topstep and FXIFY pay out?

Topstep has Daily payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.