WeGetFunded vs XPIPS: Head-to-Head Comparison (2026)

XPIPS

5.5 D

CFD

Key Differences

Safety B+ vs D Price $69 vs $49

Verdict: Who Wins?

WeGetFunded 4 wins Decisive Win

4 - 1

XPIPS 1 wins

Overall Rating 6.8 vs 5.5 Decisive

TrustPilot 3.9 vs 2.8 Decisive

Starting Price $49 vs $69 Decisive

Profit Split Both 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge Tie

Safety Grade B+ vs D Decisive

Trust Score 69.5/100 vs 39.1/100 Decisive

Best For:

Budget-conscious traders

XPIPS

Trust & reputation

WeGetFunded

Visual Comparison

WeGetFunded XPIPS

WeGetFunded

Grade B+ 3.9

Save 50% on WeGetFunded today

from $69

Save 50% Now Code listed by the firm 29 Aug 2026

Head-to-Head Comparison

WeGetFunded	Metric	XPIPS
6.8/10 ★	PFM Score	5.5/10
3.9/5 (1,001) ★ Full WeGetFunded Trust Report	TrustPilot	2.8/5 (264) Full XPIPS Trust Report
B+ ★	Safety Grade	D
69.5 B ★	Trust Score	39.1 F
80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge	Profit Split	85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up ★
5% on the 2 Steps programme and 3% on Instant Funded, reset at 00:00 UTC. The 1 Step programme has no daily loss limit at all: its only loss cap is a 4% End-of-Day maximum drawdown.	Daily Drawdown	-
Every 14 days	Payout Frequency	30 calendar days after your first trade
$69	Starting Price	$49 ★
White-Label	Technology	White-Label
cTrader, MT5	Platforms	MT5
No	Direct Path to Funded	No
Saint Lucia	Country	United Arab Emirates
Jan 2023	Established	-
10 options	Challenge Options	11 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size	WeGetFunded	XPIPS	Savings
$25K	$109 ★	$139	Save $30
$50K	$69 ★	$229	Save $160
$100K	$139 ★	$399	Save $260
$200K	$249 ★	$989	Save $740

WeGetFunded vs XPIPS: Detailed Analysis

WeGetFunded and XPIPS are both CFD firms.

Pricing

In terms of pricing, XPIPS is more affordable with challenges starting at $49, which is $20 less than WeGetFunded's starting price of $69. WeGetFunded offers 10 challenge options, while XPIPS offers 11.

Account Sizes

On account sizing, WeGetFunded offers account sizes from $15 to $200 across 7 funding tiers, while XPIPS offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, WeGetFunded supports cTrader and MT5, while XPIPS runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

WeGetFunded offers 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge profit split, while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up. WeGetFunded pays out Every 14 days, and XPIPS pays out 30 calendar days after your first trade.

Risk & Drawdown Rules

WeGetFunded lists its daily drawdown rule as "5% on the 2 Steps programme and 3% on Instant Funded, reset at 00:00 UTC. The 1 Step programme has no daily loss limit at all: its only loss cap is a 4% End-of-Day maximum drawdown.".

Payout Methods

When it comes to getting paid, WeGetFunded supports withdrawals via Crypto and Wire Transfer, while XPIPS pays out through Crypto.

Trust & Safety

For trust and reputation, WeGetFunded has a 3.9/5 TrustPilot rating with 1,001 reviews, while XPIPS has 2.8/5 with 264 reviews. Safety grades: WeGetFunded B+, XPIPS D.

Who Should Choose Which

So who should pick which? WeGetFunded is the stronger choice for trust & reputation, while XPIPS is the better fit for budget-conscious traders.

Overall, WeGetFunded edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

WeGetFunded

Pros

Three distinct routes to a funded account on one price list: a 1 Step challenge (6% target, 2 minimum trading days), a 2 Steps challenge (8% then 5%, 5 minimum trading days) and Instant Funded, which skips evaluation entirely. Rules are unusually permissive for the category and are stated identically on the homepage, the FAQ and the contractual terms: news trading, overnight and weekend holding are all allowed, no stop loss is required, and trades held under one minute are explicitly permitted. Leverage is 1:100 on most instruments and 1:50 on metals and crypto. There is no time limit on a challenge. The profit split can be bought up to 100% at checkout, and a One Day Pass option can compress the 1 Step minimum to a single trading day. A 30-day free trial is offered with no card required, resets are discounted (70% off on 2 Steps, 20% off on 1 Step), and a scaling plan raises the funded balance by 40% after three consecutive months of 10% growth, up to a stated ceiling of $4,000,000. Support is French-first with a public Discord, which is rare in this market.

Cons

The firm advertises a 4.7/5 rating from 800 and then 'more than 900' reviews in two places on its own homepage, but its own footnote calls that figure a 'Note globale sur les sites d'avis tiers', an aggregate across third-party review sites rather than a TrustPilot score. The live TrustPilot profile for wegetfunded.com read 4.0 from 996 reviews when scraped this session. TrustPilot also flags the profile 'Asks customers to review' and 'Paid Trustpilot subscription'. The pricing block on the homepage shows a struck-through 139 EUR next to the 278 EUR actually charged for the 100K 1 Step account, and the page's own embedded product catalogue, which is what the cart consumes, carries no discount at all on any of the ten plans. Corporate identity is layered and offshore: the operating company is registered in Saint Lucia (registration 2025-00757), the leased office is in Tbilisi, Georgia, and payments run through a Dubai free-zone subsidiary, Catalyst Creations FZCO (licence 32875). No founder, director or officer is named anywhere on the site; the About page signs its CEO letter 'Notre CEO'. The firm is not regulated by any financial authority. Terms section 30 forbids chargebacks and disputes outright and section 24 removes any right of withdrawal or refund, including after a reset. The funded account carries a 30% Daily PNL Cap that is only checked at the moment a payout is requested, and a payout is capped at 50% of cumulative P&L up to a per-account-size ceiling. The homepage promises withdrawals processed in 1 to 3 business days while the FAQ states the full process can take 4 to 7 business days.

XPIPS

Pros

Three evaluation routes (1-Step, 2-Step and Instant Funding) across six account sizes from $5,000 to $200,000, with no maximum trading-day limit on any program. Reward split starts at 85% on the 1-Step route and reaches 100% from the third scale-up; the scaling plan raises the account 30% every three months with no stated upper balance limit. Minimum trading days are 3 on the evaluation routes. The program fee is stated as 100% refundable, returned with the first payout, and the minimum withdrawal is $100 with payouts processed in 1-2 business days. Expert Advisors, scalping, hedging within a single account, weekend holding and overnight holding are all permitted per the public rules page, and news trading is unrestricted during evaluation.

Cons

XPIPS publishes THREE mutually inconsistent versions of its own risk rules: the catalog API's display strings say a flat 3% daily / 6% maximum loss on every program, the same API's numeric risk configuration says 1-Step 7% overall with a 4% trailing component, 2-Step 4% daily / 10% overall and Instant 6% overall with a 3% trailing component, while the public /trading-rules page states 1-Step 4% daily / 6% max / 10% target / 5 minimum days / 80% split against the catalog's 9% target, 3 minimum days and 85% split. Because the three disagree, the per-plan daily-loss limits are left blank on this page rather than guessed. TrustPilot stands at 3.0 from 286 reviews with recent reviews dominated by rejected payouts citing the 30% consistency rule and lot-size consistency, and by repeated broker/server migrations that traders say breached their accounts; the firm replied to only 4% of negative reviews. Hedging is a direct contradiction in itself - the public rules page calls hedging within the same account allowed while the help centre lists it under prohibited practices punishable by immediate disqualification. The named leadership team on /about-us carries no independent corroboration and one card is captioned 'BJames Carter', and the contact page has previously carried a placeholder phone number. Payouts are crypto-only per the help centre, and the maximum simulated capital is stated as $400,000 on the homepage but $300,000 at checkout. Because of that contradiction the six 1-Step plans ($5,000 to $200,000, $59 to $1,019) are deliberately NOT listed on this page: their maximum drawdown is 6% on the public rules page and 7% in the firm's own catalog configuration, and we do not publish a figure we cannot pin to a single source.

Active Deals & Promo Codes

WeGetFunded

50% OFF 50% off all challenge and instant funding plans, automatically applied at checkout

XPIPS

No active deals

Frequently Asked Questions

Which is better, WeGetFunded or XPIPS?

WeGetFunded scores higher overall, winning 4 out of 5 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, WeGetFunded or XPIPS?

XPIPS has the lower starting price at $49. WeGetFunded offers 10 challenge options starting from $69, while XPIPS offers 11 options starting from $49.

Which has better reviews, WeGetFunded or XPIPS?

WeGetFunded has a higher TrustPilot rating of 3.9/5. WeGetFunded has 1,001 reviews while XPIPS has 264.

Which offers a higher profit split, WeGetFunded or XPIPS?

WeGetFunded offers a higher maximum profit split. WeGetFunded offers 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up.

How fast do WeGetFunded and XPIPS pay out?

WeGetFunded has Every 14 days payouts while XPIPS offers 30 calendar days after your first trade payouts. Payout speed can be an important factor when choosing a prop firm.

Are WeGetFunded and XPIPS legit?

Both firms have been independently verified by PropFirmMap. WeGetFunded holds a B+ safety grade and a 3.9/5 TrustPilot rating. XPIPS holds a D safety grade and a 2.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, WeGetFunded or XPIPS?

XPIPS may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Visit WeGetFunded Compare Challenges Visit XPIPS

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Where these two rank in the wider market

A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.

Best Forex Both firms qualify Instant Funding Both firms qualify 1-Step Challenge Both firms qualify 100% Split Both firms qualify Under $100 Both firms qualify Best Crypto WeGetFunded qualifies

MT5 prop firms Both support MT5 - see all 74 firms Saint Lucia prop firms WeGetFunded is based here - 22 firms listed United Arab Emirates prop firms XPIPS is based here - 45 firms listed

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