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Topstep vs YRM Prop: Head-to-Head Comparison (2026)

Topstep

8.0 A
United States Futures
VS

YRM Prop

4.9 B
United States Futures
Key Differences
Safety A vs B Price $49 vs $99

Verdict: Who Wins?

Topstep 4 wins Decisive Win
4 - 2
YRM Prop 2 wins
Overall Rating 8.0 vs 4.9 Decisive
TrustPilot 4.8 vs 3.5 Decisive
Starting Price $49 vs $99 Decisive
Profit Split Both 90% Tie
Safety Grade A vs B Clear
Trust Score 74.5/100 vs 51.3/100 Decisive
Platform Choice 5 vs 1 platforms Clear

Best For:

Budget-conscious traders Topstep
Trust & reputation Topstep

Visual Comparison

Topstep YRM Prop

Head-to-Head Comparison

Topstep Metric YRM Prop
8.0/10 PFM Score 4.9/10
3.5/5 (14,272) TrustPilot 4.8/5 (181)
A Safety Grade B
74.5 B+ Trust Score 51.3 C
90% Profit Split 90%
No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. Daily Drawdown None (trailing drawdown only, EOD mode)
On-demand Payout Frequency 24-hour payouts
$49 Starting Price $99
Proprietary Technology Proprietary
Topstep X Platforms Quantower, Atas, Volumetrica, Tradesea, DeepCharts
Yes Direct Path to Funded No
United States Country United States
Jan 2010 Established -
3 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Topstep YRM Prop Savings
$50K $49 $149 Save $100
$100K $99 $249 Save $150
$150K $199 $349 Save $150

Topstep vs YRM Prop: Detailed Analysis

Topstep and YRM Prop are both Futures firms.

In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $50 less than YRM Prop's starting price of $99. Topstep offers 3 challenge options, while YRM Prop offers 4.

Topstep offers 90% profit split, while YRM Prop offers 90%. Topstep pays out On-demand, and YRM Prop pays out 24-hour payouts.

For trust and reputation, Topstep has a 3.5/5 TrustPilot rating with 14,272 reviews, while YRM Prop has 4.8/5 with 181 reviews. Safety grades: Topstep A, YRM Prop B.

Overall, Topstep edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Topstep
Pros
Instant payouts (~9 seconds); 90% profit split; up to $12K payout cap; no daily loss limit; 15+ years in business; 200K+ traders; $1.4B+ paid out; proprietary TopstepX platform; live education via TopstepTV
Cons
Subscription-based monthly fee model (not one-time); 3.4 TrustPilot rating lower than some competitors; consistency rule limits largest winning days to 50% of total profits
YRM Prop
Pros
One-time evaluation payment (no recurring fees); 90/10 profit split; 24-hour payouts via Rise; no daily loss limit (trailing drawdown only EOD); hold up to 3 Prime Accounts; 5 platforms including Tradesea and Quantower; New York-based
Cons
Recent TrustPilot reviews (May 2026) report payout delays of 3-8 weeks; payout cap limits first payouts ($800 on $25K, $1,500 on $50K); 50% consistency rule; 6 trading day minimum and $150/day profit minimum before payout; live account transition adds additional KYC review step

Active Deals & Promo Codes

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.
YRM Prop

No active deals

Frequently Asked Questions

Which is better, Topstep or YRM Prop?

Topstep scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Topstep or YRM Prop?

Topstep has the lower starting price at $49. Topstep offers 3 challenge options starting from $49, while YRM Prop offers 4 options starting from $99.

Which has better reviews, Topstep or YRM Prop?

YRM Prop has a higher TrustPilot rating of 4.8/5. Topstep has 14,272 reviews while YRM Prop has 181.

Which offers a higher profit split, Topstep or YRM Prop?

Topstep offers a higher maximum profit split. Topstep offers 90% while YRM Prop offers 90%.

How fast do Topstep and YRM Prop pay out?

Topstep has On-demand payouts while YRM Prop offers 24-hour payouts payouts. Payout speed can be an important factor when choosing a prop firm.

Are Topstep and YRM Prop legit?

Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. YRM Prop holds a B safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Topstep or YRM Prop?

Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.