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Aqua Funded vs FTMO: Head-to-Head Comparison (2026)

Aqua Funded

5.8 B+
United Arab Emirates CFD
VS

FTMO

8.3 A+
Czech Republic CFD
Key Differences
Safety B+ vs A+ Payouts On-Demand vs Bi-Weekly Split 100% vs 90% Price $29 vs $79

Verdict: Who Wins?

Aqua Funded 3 wins
3 - 4
FTMO 4 wins
Overall Rating 8.3 vs 5.8 Decisive
TrustPilot 4.8 vs 3.1 Decisive
Starting Price $29 vs $79 Decisive
Profit Split Up to 100% vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 40.2/100 Decisive
Challenge Variety 48 vs 10 options Decisive

Best For:

Budget-conscious traders Aqua Funded
Maximum profit potential Aqua Funded
Trust & reputation FTMO
Fast payouts Aqua Funded

Visual Comparison

Aqua Funded FTMO

Head-to-Head Comparison

Aqua Funded Metric FTMO
5.8/10 PFM Score 8.3/10
3.1/5 (1,419) Suspended TrustPilot 4.8/5 (42,594)
B+ Safety Grade A+
40.2 D Trust Score 84 A
Up to 100% Profit Split Up to 90%
None (Instant No Daily Loss); 3% daily (Instant With Daily Loss, 1-step); 4% daily (3-step); 5% daily (2-step) Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
On Demand Payout Frequency Bi-weekly (every 14 days)
$29 Starting Price $79
White-Label Technology Proprietary
DXTrade, cTrader, Match Trader Platforms cTrader, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country Czech Republic
Jan 2023 Established Jan 2015
48 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Aqua Funded FTMO Savings
$10K $69 $79 Save $10
$25K $125 $199 Save $74
$50K $237 $319 Save $82
$100K $377 $439 Save $62
$200K $677 $999 Save $322

Aqua Funded vs FTMO: Detailed Analysis

Aqua Funded and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Aqua Funded was founded in 2023.

Pricing

In terms of pricing, Aqua Funded is more affordable with challenges starting at $29, which is $50 less than FTMO's starting price of $79. Aqua Funded offers 48 challenge options, while FTMO offers 10.

Account Sizes

On account sizing, Aqua Funded offers account sizes from $5 to $400 across 10 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Aqua Funded supports DXTrade, cTrader and Match Trader, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Aqua Funded offers Up to 100% profit split, while FTMO offers Up to 90%. Aqua Funded pays out On Demand, and FTMO pays out Bi-weekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Aqua Funded lists its daily drawdown as "None (Instant No Daily Loss); 3% daily (Instant With Daily Loss, 1-step); 4% daily (3-step); 5% daily (2-step)", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Aqua Funded supports withdrawals via International Wire / SWIFT.

Trust & Safety

For trust and reputation, Aqua Funded has a 3.1/5 TrustPilot rating with 1,419 reviews (currently suspended), while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Aqua Funded B+, FTMO A+.

Who Should Choose Which

So who should pick which? Aqua Funded is the stronger choice for budget-conscious traders, maximum profit potential and fast payouts, while FTMO is the better fit for trust & reputation.

This is a close matchup with Aqua Funded winning 3 and FTMO winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Aqua Funded
Pros
Instant funding option (no challenge required); on-demand payouts; up to 100% profit split; 100% fee refundable; payout guarantee with no denials; multiple platforms (cTrader, MT5, TradeLocker, Match Trade)
Cons
TrustPilot profile suspended (3.1 stars, 1419 reviews); B safety grade; newer firm established 2023
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Active Deals & Promo Codes

Aqua Funded
50% OFF 50% off all challenges + $100 bonus
20% OFF 20% off all challenges
FTMO

No active deals

Frequently Asked Questions

Which is better, Aqua Funded or FTMO?

Both firms are competitive. Aqua Funded wins in 3 categories while FTMO wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Aqua Funded or FTMO?

Aqua Funded has the lower starting price at $29. Aqua Funded offers 48 challenge options starting from $29, while FTMO offers 10 options starting from $79.

Which has better reviews, Aqua Funded or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Aqua Funded has 1,419 reviews while FTMO has 42,594.

Which offers a higher profit split, Aqua Funded or FTMO?

Aqua Funded offers a higher maximum profit split. Aqua Funded offers Up to 100% while FTMO offers Up to 90%.

How fast do Aqua Funded and FTMO pay out?

Aqua Funded has On Demand payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Aqua Funded and FTMO legit?

Both firms have been independently verified by PropFirmMap. Aqua Funded holds a B+ safety grade and a 3.1/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Aqua Funded or FTMO?

Aqua Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.