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ATFunded vs BEM Funding: Head-to-Head Comparison (2026)

ATFunded

5.0 B
Saint Vincent and the Grenadines CFD
VS

BEM Funding

6.3 B
United Arab Emirates CFD
Key Differences
Payouts Bi-Weekly vs Weekly Price $25 vs $33

Verdict: Who Wins?

ATFunded 2 wins
2 - 4
BEM Funding 4 wins Decisive Win
Overall Rating 6.3 vs 5.0 Decisive
TrustPilot 4.5 vs 4.2 Clear
Starting Price $25 vs $33 Decisive
Profit Split Both Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Tie
Safety Grade Both B Tie
Trust Score 48.6/100 vs 47.5/100 Narrow
Challenge Variety 20 vs 5 options Decisive
Platform Choice 2 vs 0 platforms Narrow

Best For:

Budget-conscious traders ATFunded
Trust & reputation BEM Funding
Fast payouts BEM Funding

Visual Comparison

ATFunded BEM Funding

Head-to-Head Comparison

ATFunded Metric BEM Funding
5.0/10 PFM Score 6.3/10
4.5/5 (81) TrustPilot 4.2/5 (212)
B Safety Grade B
47.5 D Trust Score 48.6 D
Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Profit Split 80%
Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases. Daily Drawdown 4.5% (Classic/Swing plans); 4% (Extended plan); 3% (BEM-One plan)
Bi-weekly Payout Frequency Weekly
$25 Starting Price $32.9
White-Label Technology White-Label
- Platforms DXTrade, cTrader
No Direct Path to Funded No
Saint Vincent and the Grenadines Country United Arab Emirates
Jan 2025 Established -
5 options Challenge Options 20 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size ATFunded BEM Funding Savings
$5K $35 $33 Save $2
$10K $25 $62 Save $37
$50K $49 $200 Save $151
$100K $99 $364 Save $265

ATFunded vs BEM Funding: Detailed Analysis

ATFunded and BEM Funding are both CFD firms.

Pricing

In terms of pricing, ATFunded is more affordable with challenges starting at $25, which is $8 less than BEM Funding's starting price of $33. ATFunded offers 5 challenge options, while BEM Funding offers 20.

Account Sizes

On account sizing, ATFunded offers account sizes from $5 to $100 across 4 funding tiers, while BEM Funding offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, BEM Funding supports DXTrade and cTrader.

Profit Split & Payouts

ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) profit split, while BEM Funding offers 80%. ATFunded pays out Bi-weekly, and BEM Funding pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: ATFunded lists its daily drawdown as "Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases.", while BEM Funding lists "4.5% (Classic/Swing plans); 4% (Extended plan); 3% (BEM-One plan)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, ATFunded supports withdrawals via Crypto and Wire Transfer, while BEM Funding pays out through Crypto and Rise Works.

Trust & Safety

For trust and reputation, ATFunded has a 4.5/5 TrustPilot rating with 81 reviews, while BEM Funding has 4.2/5 with 212 reviews. Safety grades: ATFunded B, BEM Funding B.

Who Should Choose Which

So who should pick which? ATFunded is the stronger choice for budget-conscious traders, while BEM Funding is the better fit for trust & reputation and fast payouts.

Overall, BEM Funding edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

ATFunded
Pros
Backed by ATFX broker, two evaluation models (1-phase Pro from $25 / 2-phase Legacy from $35), no time limits, 10K free demo account, ATFunded Plus+ social trading on ATFX copy-trading platform, up to $200K allocation (Legacy) / $150K (Pro), 1:30 FX leverage, EAs allowed, account sizes from $5K-$200K.
Cons
News trading prohibited on Pro program; US IPs blocked (VPN required); Pro program has trailing drawdown; Legacy does not allow opening positions during news (close-only); parent company AT Global Markets LLC registered in Saint Vincent and the Grenadines (offshore, non-EU regulated); single trading platform (Platform 5).
BEM Funding
Pros
Multiple programs (BEM-One, Classic Normal, Classic Swing, Extended), DXtrade + cTrader platforms, raw spreads, fee refund on first payout, Reward on Demand on BEM-One, 24/7 multi-channel support (live chat, WhatsApp, Discord, Telegram)
Cons
Reviews note inconsistent application of risk rules (mixed payout-grant outcomes); HQ in Dubai (lighter regulatory regime); 4 program tiers add complexity

Active Deals & Promo Codes

ATFunded

No active deals

BEM Funding
30% OFF 30% off BEM One (1-step challenge). Pass once, get funded, on-demand rewards.

Frequently Asked Questions

Which is better, ATFunded or BEM Funding?

BEM Funding scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Trust Score, Challenge Variety. However, the best choice depends on your trading goals and priorities.

Which is cheaper, ATFunded or BEM Funding?

ATFunded has the lower starting price at $25. ATFunded offers 5 challenge options starting from $25, while BEM Funding offers 20 options starting from $33.

Which has better reviews, ATFunded or BEM Funding?

ATFunded has a higher TrustPilot rating of 4.5/5. ATFunded has 81 reviews while BEM Funding has 212.

Which offers a higher profit split, ATFunded or BEM Funding?

ATFunded offers a higher maximum profit split. ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) while BEM Funding offers 80%.

How fast do ATFunded and BEM Funding pay out?

ATFunded has Bi-weekly payouts while BEM Funding offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are ATFunded and BEM Funding legit?

Both firms have been independently verified by PropFirmMap. ATFunded holds a B safety grade and a 4.5/5 TrustPilot rating. BEM Funding holds a B safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, ATFunded or BEM Funding?

ATFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.