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ATFunded vs iFunds.io: Head-to-Head Comparison (2026)

ATFunded

5.0 B
Saint Vincent and the Grenadines CFD
VS

iFunds.io

6.5 B
Saint Lucia CFD
Key Differences
Payouts Bi-Weekly vs On-Demand Price $25 vs $250

Verdict: Who Wins?

ATFunded 1 wins
1 - 3
iFunds.io 3 wins Our Pick
Overall Rating 6.5 vs 5.0 Decisive
TrustPilot 4.6 vs 4.5 Narrow
Starting Price $25 vs $250 Decisive
Profit Split Both Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Tie
Safety Grade Both B Tie
Trust Score 53.1/100 vs 47.5/100 Clear

Best For:

Budget-conscious traders ATFunded
Trust & reputation iFunds.io
Fast payouts iFunds.io

Visual Comparison

ATFunded iFunds.io

Head-to-Head Comparison

ATFunded Metric iFunds.io
5.0/10 PFM Score 6.5/10
4.5/5 (81) TrustPilot 4.6/5 (214)
B Safety Grade B
47.5 D Trust Score 53.1 C
Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Profit Split 50% to 80% (trader-selectable based on Max Drawdown choice)
Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases. Daily Drawdown No Daily Drawdown
Bi-weekly Payout Frequency On demand (24-hour processing, $50 min withdrawal)
$25 Starting Price $250
White-Label Technology White-Label
- Platforms MT5
No Direct Path to Funded No
Saint Vincent and the Grenadines Country Saint Lucia
Jan 2025 Established Jan 2024
5 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size ATFunded iFunds.io Savings
$5K $35 $400 Save $365
$10K $25 $700 Save $675

ATFunded vs iFunds.io: Detailed Analysis

ATFunded and iFunds.io are both CFD firms. iFunds.io has been in business longer, established in 2024, while ATFunded was founded in 2025.

Pricing

In terms of pricing, ATFunded is more affordable with challenges starting at $25, which is $225 less than iFunds.io's starting price of $250. ATFunded offers 5 challenge options, while iFunds.io offers 3.

Account Sizes

On account sizing, ATFunded offers account sizes from $5 to $100 across 4 funding tiers, while iFunds.io offers account sizes from $5 to $25 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, iFunds.io supports MT5.

Profit Split & Payouts

ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) profit split, while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice). ATFunded pays out Bi-weekly, and iFunds.io pays out On demand (24-hour processing, $50 min withdrawal).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: ATFunded lists its daily drawdown as "Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases.", while iFunds.io lists "No Daily Drawdown". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

ATFunded supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, ATFunded has a 4.5/5 TrustPilot rating with 81 reviews, while iFunds.io has 4.6/5 with 214 reviews. Safety grades: ATFunded B, iFunds.io B.

Who Should Choose Which

So who should pick which? ATFunded is the stronger choice for budget-conscious traders, while iFunds.io is the better fit for trust & reputation and fast payouts.

Overall, iFunds.io edges ahead winning 3 out of 4 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

ATFunded
Pros
Backed by ATFX broker, two evaluation models (1-phase Pro from $25 / 2-phase Legacy from $35), no time limits, 10K free demo account, ATFunded Plus+ social trading on ATFX copy-trading platform, up to $200K allocation (Legacy) / $150K (Pro), 1:30 FX leverage, EAs allowed, account sizes from $5K-$200K.
Cons
News trading prohibited on Pro program; US IPs blocked (VPN required); Pro program has trailing drawdown; Legacy does not allow opening positions during news (close-only); parent company AT Global Markets LLC registered in Saint Vincent and the Grenadines (offshore, non-EU regulated); single trading platform (Platform 5).
iFunds.io
Pros
No challenge required (instant funding). No Daily Drawdown limit. No time limits. No consistency rules. No minimum trading days. Multiple IP addresses allowed. AutoTrading/EAs/copy-trading permitted. Trader-selectable Profit Split (50%-80%) and Max Drawdown (6%-10%). On-demand 24-hour payouts from $50+ (or 10% compensation up to $1,000). Static/initial-balance drawdown calculation. Scaling from $2.5K up to $500K in 4 steps without wiping excess profits.
Cons
Demo/simulated trading only (Terms section 3.1.3-3.1.4). Default 50% profit split is low vs industry average (higher splits only available with tighter 6% max drawdown). Restricted jurisdictions include United States, Russia, Iran, Israel, Syria, Afghanistan and others (Terms 2.3). Some TrustPilot reviewers report wide spreads particularly on Gold.

Frequently Asked Questions

Which is better, ATFunded or iFunds.io?

iFunds.io scores higher overall, winning 3 out of 4 comparison categories including Overall Rating, TrustPilot, Trust Score. However, the best choice depends on your trading goals and priorities.

Which is cheaper, ATFunded or iFunds.io?

ATFunded has the lower starting price at $25. ATFunded offers 5 challenge options starting from $25, while iFunds.io offers 3 options starting from $250.

Which has better reviews, ATFunded or iFunds.io?

iFunds.io has a higher TrustPilot rating of 4.6/5. ATFunded has 81 reviews while iFunds.io has 214.

Which offers a higher profit split, ATFunded or iFunds.io?

ATFunded offers a higher maximum profit split. ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice).

How fast do ATFunded and iFunds.io pay out?

ATFunded has Bi-weekly payouts while iFunds.io offers On demand (24-hour processing, $50 min withdrawal) payouts. Payout speed can be an important factor when choosing a prop firm.

Are ATFunded and iFunds.io legit?

Both firms have been independently verified by PropFirmMap. ATFunded holds a B safety grade and a 4.5/5 TrustPilot rating. iFunds.io holds a B safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, ATFunded or iFunds.io?

ATFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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