FTMO vs iFunds.io: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
iFunds.io
6.5 B
CFD
Verdict: Who Wins?
FTMO
8 wins
Decisive Win
iFunds.io
0 wins
Best For:
FTMO
FTMO
FTMO
iFunds.io
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | iFunds.io |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.5/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.6/5 (214) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 53.1 C |
| Up to 90% | Profit Split | 50% to 80% (trader-selectable based on Max Drawdown choice) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | No Daily Drawdown |
| Bi-weekly (every 14 days) | Payout Frequency | On demand (24-hour processing, $50 min withdrawal) |
| $79 ★ | Starting Price | $250 |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Saint Lucia |
| Jan 2015 | Established | Jan 2024 |
| 10 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | iFunds.io | Savings |
|---|---|---|---|
| $10K | $79 ★ | $700 | Save $621 |
FTMO vs iFunds.io: Detailed Analysis
FTMO and iFunds.io are both CFD firms. FTMO has been in business longer, established in 2015, while iFunds.io was founded in 2024.
Pricing
In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $171 less than iFunds.io's starting price of $250. FTMO offers 10 challenge options, while iFunds.io offers 3.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while iFunds.io offers account sizes from $5 to $25 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while iFunds.io runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice). FTMO pays out Bi-weekly (every 14 days), and iFunds.io pays out On demand (24-hour processing, $50 min withdrawal).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while iFunds.io lists "No Daily Drawdown". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while iFunds.io has 4.6/5 with 214 reviews. Safety grades: FTMO A+, iFunds.io B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while iFunds.io is the better fit for fast payouts.
Overall, FTMO edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
iFunds.io
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or iFunds.io?
FTMO scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or iFunds.io?
FTMO has the lower starting price at $79. FTMO offers 10 challenge options starting from $79, while iFunds.io offers 3 options starting from $250.
Which has better reviews, FTMO or iFunds.io?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while iFunds.io has 214.
Which offers a higher profit split, FTMO or iFunds.io?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice).
How fast do FTMO and iFunds.io pay out?
FTMO has Bi-weekly (every 14 days) payouts while iFunds.io offers On demand (24-hour processing, $50 min withdrawal) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and iFunds.io legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. iFunds.io holds a B safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or iFunds.io?
FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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