Skip to main content

Funding Pips vs iFunds.io: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

iFunds.io

6.5 B
Saint Lucia CFD
Key Differences
Safety A+ vs B Payouts Weekly vs On-Demand Split 100% vs 80% Price $29 vs $250

Verdict: Who Wins?

Funding Pips 7 wins Decisive Win
7 - 1
iFunds.io 1 wins
Overall Rating 8.9 vs 6.5 Decisive
TrustPilot 4.6 vs 4.5 Narrow
Starting Price $29 vs $250 Decisive
Profit Split 80-100% vs 50% to 80% (trader-selectable based on Max Drawdown choice) Decisive
Safety Grade A+ vs B Decisive
Trust Score 73.7/100 vs 53.1/100 Decisive
Challenge Variety 21 vs 3 options Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts iFunds.io

Visual Comparison

Funding Pips iFunds.io

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric iFunds.io
8.9/10 PFM Score 6.5/10
4.5/5 (52,621) TrustPilot 4.6/5 (214)
A+ Safety Grade B
73.7 B+ Trust Score 53.1 C
80-100% Profit Split 50% to 80% (trader-selectable based on Max Drawdown choice)
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown No Daily Drawdown
Weekly Payout Frequency On demand (24-hour processing, $50 min withdrawal)
$29 Starting Price $250
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms MT5
No Direct Path to Funded No
United Arab Emirates Country Saint Lucia
Oct 2022 Established Jan 2024
21 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips iFunds.io Savings
$5K $29 $400 Save $371
$10K $55 $700 Save $645

Funding Pips vs iFunds.io: Detailed Analysis

Funding Pips and iFunds.io are both CFD firms. Funding Pips has been in business longer, established in 2022, while iFunds.io was founded in 2024.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $221 less than iFunds.io's starting price of $250. Funding Pips offers 21 challenge options, while iFunds.io offers 3.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while iFunds.io offers account sizes from $5 to $25 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while iFunds.io runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice). Funding Pips pays out Weekly, and iFunds.io pays out On demand (24-hour processing, $50 min withdrawal).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while iFunds.io lists "No Daily Drawdown". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while iFunds.io has 4.6/5 with 214 reviews. Safety grades: Funding Pips A+, iFunds.io B.

Who Should Choose Which

So who should pick which? Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while iFunds.io is the better fit for fast payouts.

Overall, Funding Pips edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
iFunds.io
Pros
No challenge required (instant funding). No Daily Drawdown limit. No time limits. No consistency rules. No minimum trading days. Multiple IP addresses allowed. AutoTrading/EAs/copy-trading permitted. Trader-selectable Profit Split (50%-80%) and Max Drawdown (6%-10%). On-demand 24-hour payouts from $50+ (or 10% compensation up to $1,000). Static/initial-balance drawdown calculation. Scaling from $2.5K up to $500K in 4 steps without wiping excess profits.
Cons
Demo/simulated trading only (Terms section 3.1.3-3.1.4). Default 50% profit split is low vs industry average (higher splits only available with tighter 6% max drawdown). Restricted jurisdictions include United States, Russia, Iran, Israel, Syria, Afghanistan and others (Terms 2.3). Some TrustPilot reviewers report wide spreads particularly on Gold.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
iFunds.io

No active deals

Frequently Asked Questions

Which is better, Funding Pips or iFunds.io?

Funding Pips scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or iFunds.io?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while iFunds.io offers 3 options starting from $250.

Which has better reviews, Funding Pips or iFunds.io?

iFunds.io has a higher TrustPilot rating of 4.6/5. Funding Pips has 52,621 reviews while iFunds.io has 214.

Which offers a higher profit split, Funding Pips or iFunds.io?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice).

How fast do Funding Pips and iFunds.io pay out?

Funding Pips has Weekly payouts while iFunds.io offers On demand (24-hour processing, $50 min withdrawal) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and iFunds.io legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. iFunds.io holds a B safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or iFunds.io?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.