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Blue Guardian

6.6 B+
Saint Lucia CFD
VS

Moneta Funded

Saint Lucia CFD
Key Differences
Split 90% vs 88% Price $30 vs $49

Verdict: Who Wins?

Blue Guardian 6 wins Our Pick
6 1
Moneta Funded 1 wins
Overall Rating 6.6 vs 0.0
TrustPilot 4.4 vs 3.6
Starting Price $30 vs $49
Profit Split Up to 90% vs 88%
Safety Grade B+ vs
Challenge Variety 24 vs 15 options
Platform Choice 7 vs 2 platforms

Best For:

Budget-conscious traders Blue Guardian
Maximum profit potential Blue Guardian
Trust & reputation Moneta Funded
Fast payouts Moneta Funded

Visual Comparison

Blue Guardian Moneta Funded

Head-to-Head Comparison

Blue Guardian Metric Moneta Funded
6.6/10 PFM Score
3.6/5 (2,115) TrustPilot 4.4/5 (81)
B+ Safety Grade
Up to 90% Profit Split 88%
3-4% daily, 6-10% total (varies by plan) Daily Drawdown 3% (Instant, 1-Step, Phoenix); 5% (2-Step)
Every 14 days (24hr guarantee or 100% split) Payout Frequency Bi-weekly
$30 Starting Price $49
White-Label Technology White-Label
NinjaTrader, Tradovate, Match Trader, MT5, Volsys, TradeLocker, ProjectX Platforms Match Trader, MT5
No Direct Path to Funded No
Saint Lucia Country Saint Lucia
Sep 2021 Established Jan 2025
24 options Challenge Options 15 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Blue Guardian Moneta Funded Savings
$5K $30 $49 Save $19
$10K $67 $85 Save $18
$25K $111 $190 Save $79
$50K $227 $365 Save $138
$100K $367 $650 Save $283

Blue Guardian vs Moneta Funded: Detailed Analysis

Blue Guardian and Moneta Funded are both CFD firms. Blue Guardian has been in business longer, established in 2021, while Moneta Funded was founded in 2025.

In terms of pricing, Blue Guardian is more affordable with challenges starting at $30, which is $19 less than Moneta Funded's starting price of $49. Blue Guardian offers 24 challenge options, while Moneta Funded offers 15.

Blue Guardian offers Up to 90% profit split, while Moneta Funded offers 88%. Blue Guardian pays out Every 14 days (24hr guarantee or 100% split), and Moneta Funded pays out Bi-weekly.

For trust and reputation, Blue Guardian has a 3.6/5 TrustPilot rating with 2,115 reviews, while Moneta Funded has 4.4/5 with 81 reviews.

Overall, Blue Guardian edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Blue Guardian
Pros
24hr payout guarantee (100% split if missed). Multiple plan types (1-Step, 2-Step, 3-Step, Instant). Scaling to $4M. No min trading days on Pro plans. Crypto challenge available. 85K+ customers in 160+ countries. $20M+ paid out.
Cons
Sometimes high Spreads, some bugs with the trading platforms
Moneta Funded
Pros
Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Cons
Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders

Active Deals & Promo Codes

Blue Guardian
45% OFF 45% off challenge — buy one get one
45% OFF 45% off April special
35% OFF 35% off 100K-400K challenges
Moneta Funded

No active deals

Frequently Asked Questions

Which is better, Blue Guardian or Moneta Funded?

Blue Guardian scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Blue Guardian or Moneta Funded?

Blue Guardian has the lower starting price at $30. Blue Guardian offers 24 challenge options starting from $30, while Moneta Funded offers 15 options starting from $49.

Which has better reviews, Blue Guardian or Moneta Funded?

Moneta Funded has a higher TrustPilot rating of 4.4/5. Blue Guardian has 2,115 reviews while Moneta Funded has 81.

Which offers a higher profit split, Blue Guardian or Moneta Funded?

Blue Guardian offers a higher maximum profit split. Blue Guardian offers Up to 90% while Moneta Funded offers 88%.

How fast do Blue Guardian and Moneta Funded pay out?

Blue Guardian has Every 14 days (24hr guarantee or 100% split) payouts while Moneta Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.