Blue Guardian vs Moneta Funded: Head-to-Head Comparison (2026)
Blue Guardian
7.0 B+
CFD
Moneta Funded
5.0 B
CFD
Verdict: Who Wins?
Blue Guardian
7 wins
Decisive Win
Moneta Funded
1 wins
Best For:
Blue Guardian
Blue Guardian
Blue Guardian
Moneta Funded
Visual Comparison
Save 45% on Blue Guardian today
Head-to-Head Comparison
| Blue Guardian | Metric | Moneta Funded |
|---|---|---|
| 7.0/10 ★ | PFM Score | 5.0/10 |
| 3.6/5 (2,115) | TrustPilot | 4.4/5 (81) ★ |
| B+ ★ | Safety Grade | B |
| 73.1 B+ ★ | Trust Score | 47 D |
| Up to 90% ★ | Profit Split | 88% |
| 3-4% daily, 6-10% total (varies by plan) | Daily Drawdown | 3% (Instant, 1-Step, Phoenix); 5% (2-Step) |
| Every 14 days (24hr guarantee or 100% split) | Payout Frequency | Bi-weekly |
| $30 ★ | Starting Price | $49 |
| White-Label | Technology | White-Label |
| NinjaTrader, Tradovate, Match Trader, MT5, Volsys, TradeLocker, ProjectX | Platforms | Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Saint Lucia | Country | Saint Lucia |
| Sep 2021 | Established | Jan 2025 |
| 24 options | Challenge Options | 15 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Blue Guardian | Moneta Funded | Savings |
|---|---|---|---|
| $5K | $30 ★ | $49 | Save $19 |
| $10K | $67 ★ | $85 | Save $18 |
| $25K | $111 ★ | $190 | Save $79 |
| $50K | $227 ★ | $365 | Save $138 |
| $100K | $367 ★ | $650 | Save $283 |
Blue Guardian vs Moneta Funded: Detailed Analysis
Blue Guardian and Moneta Funded are both CFD firms. Blue Guardian has been in business longer, established in 2021, while Moneta Funded was founded in 2025.
Pricing
In terms of pricing, Blue Guardian is more affordable with challenges starting at $30, which is $19 less than Moneta Funded's starting price of $49. Blue Guardian offers 24 challenge options, while Moneta Funded offers 15.
Account Sizes
On account sizing, Blue Guardian offers account sizes from $5 to $200 across 6 funding tiers, while Moneta Funded offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Blue Guardian supports NinjaTrader, Tradovate, Match Trader, MT5, Volsys, TradeLocker and ProjectX, while Moneta Funded runs on Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Blue Guardian offers Up to 90% profit split, while Moneta Funded offers 88%. Blue Guardian pays out Every 14 days (24hr guarantee or 100% split), and Moneta Funded pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Blue Guardian lists its daily drawdown as "3-4% daily, 6-10% total (varies by plan)", while Moneta Funded lists "3% (Instant, 1-Step, Phoenix); 5% (2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Moneta Funded supports withdrawals via Crypto and Bank Wire.
Trust & Safety
For trust and reputation, Blue Guardian has a 3.6/5 TrustPilot rating with 2,115 reviews, while Moneta Funded has 4.4/5 with 81 reviews. Safety grades: Blue Guardian B+, Moneta Funded B.
Who Should Choose Which
So who should pick which? Blue Guardian is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while Moneta Funded is the better fit for fast payouts.
Overall, Blue Guardian edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Blue Guardian
Pros
Cons
Moneta Funded
Pros
Cons
Active Deals & Promo Codes
Blue Guardian
Moneta Funded
No active deals
Frequently Asked Questions
Which is better, Blue Guardian or Moneta Funded?
Blue Guardian scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Blue Guardian or Moneta Funded?
Blue Guardian has the lower starting price at $30. Blue Guardian offers 24 challenge options starting from $30, while Moneta Funded offers 15 options starting from $49.
Which has better reviews, Blue Guardian or Moneta Funded?
Moneta Funded has a higher TrustPilot rating of 4.4/5. Blue Guardian has 2,115 reviews while Moneta Funded has 81.
Which offers a higher profit split, Blue Guardian or Moneta Funded?
Blue Guardian offers a higher maximum profit split. Blue Guardian offers Up to 90% while Moneta Funded offers 88%.
How fast do Blue Guardian and Moneta Funded pay out?
Blue Guardian has Every 14 days (24hr guarantee or 100% split) payouts while Moneta Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Blue Guardian and Moneta Funded legit?
Both firms have been independently verified by PropFirmMap. Blue Guardian holds a B+ safety grade and a 3.6/5 TrustPilot rating. Moneta Funded holds a B safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Blue Guardian or Moneta Funded?
Blue Guardian may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.