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Funding Pips

8.0 A+
United Arab Emirates CFD
VS

Moneta Funded

Saint Lucia CFD
Key Differences
Payouts Weekly vs Bi-Weekly Split 100% vs 88% Price $29 vs $49

Verdict: Who Wins?

Funding Pips 7 wins Our Pick
7 0
Moneta Funded 0 wins
Overall Rating 8.0 vs 0.0
TrustPilot 4.5 vs 4.4
Starting Price $29 vs $49
Profit Split 60-100% vs 88%
Safety Grade A+ vs
Challenge Variety 20 vs 15 options
Platform Choice 4 vs 2 platforms

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips Moneta Funded

Head-to-Head Comparison

Funding Pips Metric Moneta Funded
8.0/10 PFM Score
4.5/5 (52,621) TrustPilot 4.4/5 (81)
A+ Safety Grade
60-100% Profit Split 88%
Varies: 3-5% daily, 5-10% max Daily Drawdown 3% (Instant, 1-Step, Phoenix); 5% (2-Step)
Weekly (Tuesday) Payout Frequency Bi-weekly
$29 Starting Price $49
Proprietary Technology White-Label
cTrader, Match Trader, MT5, TradeLocker Platforms Match Trader, MT5
No Direct Path to Funded No
United Arab Emirates Country Saint Lucia
Jan 2022 Established Jan 2025
20 options Challenge Options 15 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips Moneta Funded Savings
$5K $29 $49 Save $20
$10K $55 $85 Save $30
$25K $109 $190 Save $81
$50K $219 $365 Save $146
$100K $399 $650 Save $251

Funding Pips vs Moneta Funded: Detailed Analysis

Funding Pips and Moneta Funded are both CFD firms. Funding Pips has been in business longer, established in 2022, while Moneta Funded was founded in 2025.

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $20 less than Moneta Funded's starting price of $49. Funding Pips offers 20 challenge options, while Moneta Funded offers 15.

Funding Pips offers 60-100% profit split, while Moneta Funded offers 88%. Funding Pips pays out Weekly (Tuesday), and Moneta Funded pays out Bi-weekly.

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while Moneta Funded has 4.4/5 with 81 reviews.

Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Lots of payment methods & Platforms. Well made payout rules
Cons
A splippage sometimes higher than it should be
Moneta Funded
Pros
Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Cons
Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
Moneta Funded

No active deals

Frequently Asked Questions

Which is better, Funding Pips or Moneta Funded?

Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or Moneta Funded?

Funding Pips has the lower starting price at $29. Funding Pips offers 20 challenge options starting from $29, while Moneta Funded offers 15 options starting from $49.

Which has better reviews, Funding Pips or Moneta Funded?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while Moneta Funded has 81.

Which offers a higher profit split, Funding Pips or Moneta Funded?

Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while Moneta Funded offers 88%.

How fast do Funding Pips and Moneta Funded pay out?

Funding Pips has Weekly (Tuesday) payouts while Moneta Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.