Moneta Funded vs The5ers: Head-to-Head Comparison (2026)
Moneta Funded
5.0 B
CFD
The5ers
8.7 A+
CFD
Verdict: Who Wins?
Moneta Funded
1 wins
The5ers
6 wins
Decisive Win
Best For:
The5ers
The5ers
The5ers
The5ers
Visual Comparison
Head-to-Head Comparison
| Moneta Funded | Metric | The5ers |
|---|---|---|
| 5.0/10 | PFM Score | 8.7/10 ★ |
| 4.4/5 (81) | TrustPilot | 4.7/5 (28,714) ★ |
| B | Safety Grade | A+ ★ |
| 47 D | Trust Score | 88.5 A ★ |
| 88% | Profit Split | Up to 100% ★ |
| 3% (Instant, 1-Step, Phoenix); 5% (2-Step) | Daily Drawdown | Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. |
| Bi-weekly | Payout Frequency | Biweekly (every 14 days) |
| $49 | Starting Price | $22 ★ |
| White-Label | Technology | Proprietary |
| Match Trader, MT5 | Platforms | Trading View, MT5 |
| No | Direct Path to Funded | No |
| Saint Lucia | Country | United Kingdom |
| Jan 2025 | Established | Jan 2016 |
| 15 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Moneta Funded | The5ers | Savings |
|---|---|---|---|
| $5K | $49 | $39 ★ | Save $10 |
| $10K | $85 | $78 ★ | Save $7 |
| $25K | $190 | $39 ★ | Save $151 |
| $50K | $365 | $309 ★ | Save $56 |
| $100K | $650 | $545 ★ | Save $105 |
Moneta Funded vs The5ers: Detailed Analysis
Moneta Funded and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while Moneta Funded was founded in 2025.
Pricing
In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $27 less than Moneta Funded's starting price of $49. Moneta Funded offers 15 challenge options, while The5ers offers 10.
Account Sizes
On account sizing, Moneta Funded offers account sizes from $5 to $100 across 5 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Moneta Funded supports Match Trader and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Moneta Funded offers 88% profit split, while The5ers offers Up to 100%. Moneta Funded pays out Bi-weekly, and The5ers pays out Biweekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Moneta Funded lists its daily drawdown as "3% (Instant, 1-Step, Phoenix); 5% (2-Step)", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Moneta Funded supports withdrawals via Crypto and Bank Wire.
Trust & Safety
For trust and reputation, Moneta Funded has a 4.4/5 TrustPilot rating with 81 reviews, while The5ers has 4.7/5 with 28,714 reviews. Safety grades: Moneta Funded B, The5ers A+.
Who Should Choose Which
Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Moneta Funded
Pros
Cons
The5ers
Pros
Cons
Frequently Asked Questions
Which is better, Moneta Funded or The5ers?
The5ers scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Moneta Funded or The5ers?
The5ers has the lower starting price at $22. Moneta Funded offers 15 challenge options starting from $49, while The5ers offers 10 options starting from $22.
Which has better reviews, Moneta Funded or The5ers?
The5ers has a higher TrustPilot rating of 4.7/5. Moneta Funded has 81 reviews while The5ers has 28,714.
Which offers a higher profit split, Moneta Funded or The5ers?
The5ers offers a higher maximum profit split. Moneta Funded offers 88% while The5ers offers Up to 100%.
How fast do Moneta Funded and The5ers pay out?
Moneta Funded has Bi-weekly payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Moneta Funded and The5ers legit?
Both firms have been independently verified by PropFirmMap. Moneta Funded holds a B safety grade and a 4.4/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Moneta Funded or The5ers?
The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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