FTMO vs Moneta Funded: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
Moneta Funded
5.0 B
CFD
Verdict: Who Wins?
FTMO
5 wins
Decisive Win
Moneta Funded
2 wins
Best For:
Moneta Funded
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Moneta Funded |
|---|---|---|
| 8.3/10 ★ | PFM Score | 5.0/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.4/5 (81) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 47 D |
| Up to 90% ★ | Profit Split | 88% |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 3% (Instant, 1-Step, Phoenix); 5% (2-Step) |
| Bi-weekly (every 14 days) | Payout Frequency | Bi-weekly |
| $79 | Starting Price | $49 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Saint Lucia |
| Jan 2015 | Established | Jan 2025 |
| 10 options | Challenge Options | 15 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Moneta Funded | Savings |
|---|---|---|---|
| $10K | $79 ★ | $85 | Save $6 |
| $25K | $199 | $190 ★ | Save $9 |
| $50K | $319 ★ | $365 | Save $46 |
| $100K | $439 ★ | $650 | Save $211 |
FTMO vs Moneta Funded: Detailed Analysis
FTMO and Moneta Funded are both CFD firms. FTMO has been in business longer, established in 2015, while Moneta Funded was founded in 2025.
Pricing
In terms of pricing, Moneta Funded is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Moneta Funded offers 15.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Moneta Funded offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Moneta Funded runs on Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Moneta Funded offers 88%. FTMO pays out Bi-weekly (every 14 days), and Moneta Funded pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Moneta Funded lists "3% (Instant, 1-Step, Phoenix); 5% (2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Moneta Funded supports withdrawals via Crypto and Bank Wire.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Moneta Funded has 4.4/5 with 81 reviews. Safety grades: FTMO A+, Moneta Funded B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for maximum profit potential and trust & reputation, while Moneta Funded is the better fit for budget-conscious traders.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Moneta Funded
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or Moneta Funded?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Moneta Funded?
Moneta Funded has the lower starting price at $49. FTMO offers 10 challenge options starting from $79, while Moneta Funded offers 15 options starting from $49.
Which has better reviews, FTMO or Moneta Funded?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Moneta Funded has 81.
Which offers a higher profit split, FTMO or Moneta Funded?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Moneta Funded offers 88%.
How fast do FTMO and Moneta Funded pay out?
FTMO has Bi-weekly (every 14 days) payouts while Moneta Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Moneta Funded legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Moneta Funded holds a B safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Moneta Funded?
Moneta Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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