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FTMO

7.8 A+
Czech Republic CFD
VS

Moneta Funded

Saint Lucia CFD
Key Differences
Split 90% vs 88% Price $79 vs $49

Verdict: Who Wins?

FTMO 4 wins Our Pick
4 2
Moneta Funded 2 wins
Overall Rating 7.8 vs 0.0
TrustPilot 4.8 vs 4.4
Starting Price $49 vs $79
Profit Split Up to 90% vs 88%
Safety Grade A+ vs
Challenge Variety 15 vs 10 options

Best For:

Budget-conscious traders Moneta Funded
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts Moneta Funded

Visual Comparison

FTMO Moneta Funded

Head-to-Head Comparison

FTMO Metric Moneta Funded
7.8/10 PFM Score
4.8/5 (42,594) TrustPilot 4.4/5 (81)
A+ Safety Grade
Up to 90% Profit Split 88%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3% (Instant, 1-Step, Phoenix); 5% (2-Step)
Payout Frequency Bi-weekly
$79 Starting Price $49
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Match Trader, MT5
No Direct Path to Funded No
Czech Republic Country Saint Lucia
Jan 2015 Established Jan 2025
10 options Challenge Options 15 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Moneta Funded Savings
$10K $79 $85 Save $6
$25K $199 $190 Save $9
$50K $319 $365 Save $46
$100K $439 $650 Save $211

FTMO vs Moneta Funded: Detailed Analysis

FTMO and Moneta Funded are both CFD firms. FTMO has been in business longer, established in 2015, while Moneta Funded was founded in 2025.

In terms of pricing, Moneta Funded is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Moneta Funded offers 15.

FTMO offers Up to 90% profit split, while Moneta Funded offers 88%. Moneta Funded pays out Bi-weekly.

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Moneta Funded has 4.4/5 with 81 reviews.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Moneta Funded
Pros
Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Cons
Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders

Frequently Asked Questions

Which is better, FTMO or Moneta Funded?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or Moneta Funded?

Moneta Funded has the lower starting price at $49. FTMO offers 10 challenge options starting from $79, while Moneta Funded offers 15 options starting from $49.

Which has better reviews, FTMO or Moneta Funded?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Moneta Funded has 81.

Which offers a higher profit split, FTMO or Moneta Funded?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Moneta Funded offers 88%.