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FTMO vs FXC Funded: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

FXC Funded

5.0 C
Seychelles CFD
Key Differences
Safety A+ vs C Price $79 vs $49

Verdict: Who Wins?

FTMO 5 wins Decisive Win
5 - 2
FXC Funded 2 wins
Overall Rating 8.3 vs 5.0 Decisive
TrustPilot 4.8 vs 3.5 Decisive
Starting Price $49 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs C Decisive
Trust Score 84/100 vs 29.3/100 Decisive
Challenge Variety 16 vs 10 options Clear
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders FXC Funded
Trust & reputation FTMO

Visual Comparison

FTMO FXC Funded

Head-to-Head Comparison

FTMO Metric FXC Funded
8.3/10 PFM Score 5.0/10
4.8/5 (42,594) TrustPilot 3.5/5 (9)
A+ Safety Grade C
84 A Trust Score 29.3 F
Up to 90% Profit Split 80% (up to 90%)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 5% (2-Phase & 1-Phase evaluation) / 3% (Instant Funded)
Bi-weekly (every 14 days) Payout Frequency Bi-Weekly (every 14 days)
$79 Starting Price $49
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Proprietary
No Direct Path to Funded No
Czech Republic Country Seychelles
Jan 2015 Established -
10 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FXC Funded Savings
$10K $79 $99 Save $20
$25K $199 $174 Save $25
$50K $319 $249 Save $70
$100K $439 $349 Save $90
$200K $999 $549 Save $450

FTMO vs FXC Funded: Detailed Analysis

FTMO and FXC Funded are both CFD firms.

Pricing

In terms of pricing, FXC Funded is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while FXC Funded offers 16.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while FXC Funded offers account sizes from $1 to $200 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while FXC Funded runs on Proprietary. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while FXC Funded offers 80% (up to 90%). FTMO pays out Bi-weekly (every 14 days), and FXC Funded pays out Bi-Weekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while FXC Funded lists "5% (2-Phase & 1-Phase evaluation) / 3% (Instant Funded)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FXC Funded supports withdrawals via Crypto (USDT TRC-20) and Wire Transfer.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while FXC Funded has 3.5/5 with 9 reviews. Safety grades: FTMO A+, FXC Funded C.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation, while FXC Funded is the better fit for budget-conscious traders.

Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FXC Funded
Pros
Instant Funded accounts available with no evaluation; up to 90% profit split; bi-weekly payouts; low 2-day minimum trading days for evaluations; news trading allowed; account sizes from $1K to $200K
Cons
No EA/automation or martingale allowed; no weekend holding; single proprietary platform (FXC Trader); payouts only via wire transfer and crypto (USDT TRC-20)

Frequently Asked Questions

Which is better, FTMO or FXC Funded?

FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or FXC Funded?

FXC Funded has the lower starting price at $49. FTMO offers 10 challenge options starting from $79, while FXC Funded offers 16 options starting from $49.

Which has better reviews, FTMO or FXC Funded?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while FXC Funded has 9.

Which offers a higher profit split, FTMO or FXC Funded?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while FXC Funded offers 80% (up to 90%).

How fast do FTMO and FXC Funded pay out?

FTMO has Bi-weekly (every 14 days) payouts while FXC Funded offers Bi-Weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and FXC Funded legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. FXC Funded holds a C safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or FXC Funded?

FXC Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.