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FTMO vs OneUp Trader: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

OneUp Trader

8.0 B
United States Futures
Key Differences
Safety A+ vs B Payouts Bi-Weekly vs Weekly Split 90% vs 100% Price $79 vs $65

Verdict: Who Wins?

FTMO 5 wins Our Pick
5 - 3
OneUp Trader 3 wins
Overall Rating 8.3 vs 8.0 Clear
TrustPilot 4.8 vs 4.7 Narrow
Starting Price $65 vs $79 Clear
Profit Split 90% (100% on first $10,000) vs Up to 90% Decisive
Safety Grade A+ vs B Decisive
Trust Score 84/100 vs 51.5/100 Decisive
Challenge Variety 10 vs 5 options Clear
Platform Choice 5 vs 3 platforms Narrow

Best For:

Budget-conscious traders OneUp Trader
Maximum profit potential OneUp Trader
Trust & reputation FTMO
Fast payouts OneUp Trader

Visual Comparison

FTMO OneUp Trader

Head-to-Head Comparison

FTMO Metric OneUp Trader
8.3/10 PFM Score 8.0/10
4.8/5 (42,594) TrustPilot 4.7/5 (2,520)
A+ Safety Grade B
84 A Trust Score 51.5 C
Up to 90% Profit Split 90% (100% on first $10,000)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown No Daily Loss Limit
Bi-weekly (every 14 days) Payout Frequency Same-day (Bank Wire) / Weekly (Crypto, capped)
$79 Starting Price $65
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms NinjaTrader, Bookmap, MultiCharts, Sierra Chart, Rithmic
No Direct Path to Funded No
Czech Republic Country United States
Jan 2015 Established -
10 options Challenge Options 5 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO OneUp Trader Savings
$25K $199 $65 Save $134
$50K $319 $75 Save $244
$100K $439 $150 Save $289

FTMO vs OneUp Trader: Detailed Analysis

FTMO and OneUp Trader are both CFD firms.

In terms of pricing, OneUp Trader is more affordable with challenges starting at $65, which is $14 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while OneUp Trader offers 5.

FTMO offers Up to 90% profit split, while OneUp Trader offers 90% (100% on first $10,000). FTMO pays out Bi-weekly (every 14 days), and OneUp Trader pays out Same-day (Bank Wire) / Weekly (Crypto, capped).

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while OneUp Trader has 4.7/5 with 2,520 reviews. Safety grades: FTMO A+, OneUp Trader B.

Overall, FTMO edges ahead winning 5 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
OneUp Trader
Pros
No daily loss limit, trailing drawdown stops at initial balance, 90% split with 100% on first $10K, 1-step evaluation, 20+ platforms, free NinjaTrader license + Level 2 market data
Cons
Monthly subscription model (50% upfront + 50% activation fee), 80% consistency rule, trailing drawdown

Frequently Asked Questions

Which is better, FTMO or OneUp Trader?

FTMO scores higher overall, winning 5 out of 8 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or OneUp Trader?

OneUp Trader has the lower starting price at $65. FTMO offers 10 challenge options starting from $79, while OneUp Trader offers 5 options starting from $65.

Which has better reviews, FTMO or OneUp Trader?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while OneUp Trader has 2,520.

Which offers a higher profit split, FTMO or OneUp Trader?

OneUp Trader offers a higher maximum profit split. FTMO offers Up to 90% while OneUp Trader offers 90% (100% on first $10,000).

How fast do FTMO and OneUp Trader pay out?

FTMO has Bi-weekly (every 14 days) payouts while OneUp Trader offers Same-day (Bank Wire) / Weekly (Crypto, capped) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and OneUp Trader legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. OneUp Trader holds a B safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or OneUp Trader?

OneUp Trader may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.