FTMO vs OneUp Trader: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | OneUp Trader |
|---|---|---|
| 8.3/10 ★ | PFM Score | 7.7/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.7/5 (2,520) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 51.5 C |
| Up to 90% | Profit Split | 90% (100% on first $10,000) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | No Daily Loss Limit |
| Bi-weekly (every 14 days) | Payout Frequency | Same-day (Bank Wire) / Weekly (Crypto, capped) |
| $79 | Starting Price | $65 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | NinjaTrader, Bookmap, MultiCharts, Sierra Chart, Rithmic |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United States |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 5 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | OneUp Trader | Savings |
|---|---|---|---|
| $25K | $199 | $65 ★ | Save $134 |
| $50K | $319 | $75 ★ | Save $244 |
| $100K | $439 | $150 ★ | Save $289 |
FTMO vs OneUp Trader: Detailed Analysis
FTMO and OneUp Trader are both CFD firms.
Pricing
In terms of pricing, OneUp Trader is more affordable with challenges starting at $65, which is $14 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while OneUp Trader offers 5.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while OneUp Trader offers account sizes from $25 to $250 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while OneUp Trader runs on NinjaTrader, Bookmap, MultiCharts, Sierra Chart and Rithmic. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while OneUp Trader offers 90% (100% on first $10,000). FTMO pays out Bi-weekly (every 14 days), and OneUp Trader pays out Same-day (Bank Wire) / Weekly (Crypto, capped).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while OneUp Trader lists "No Daily Loss Limit". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while OneUp Trader has 4.7/5 with 2,520 reviews. Safety grades: FTMO A+, OneUp Trader B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while OneUp Trader is the better fit for budget-conscious traders, maximum profit potential and fast payouts.
Overall, FTMO edges ahead winning 5 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Cons
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Frequently Asked Questions
Which is better, FTMO or OneUp Trader?
FTMO scores higher overall, winning 5 out of 8 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or OneUp Trader?
OneUp Trader has the lower starting price at $65. FTMO offers 10 challenge options starting from $79, while OneUp Trader offers 5 options starting from $65.
Which has better reviews, FTMO or OneUp Trader?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while OneUp Trader has 2,520.
Which offers a higher profit split, FTMO or OneUp Trader?
OneUp Trader offers a higher maximum profit split. FTMO offers Up to 90% while OneUp Trader offers 90% (100% on first $10,000).
How fast do FTMO and OneUp Trader pay out?
FTMO has Bi-weekly (every 14 days) payouts while OneUp Trader offers Same-day (Bank Wire) / Weekly (Crypto, capped) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and OneUp Trader legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. OneUp Trader holds a B safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or OneUp Trader?
OneUp Trader may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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