Skip to main content

FTMO vs PineX Capital: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

PineX Capital

5.1 B
United Arab Emirates CFD
Key Differences
Safety A+ vs B Split 90% vs 100% Price $79 vs $43

Verdict: Who Wins?

FTMO 4 wins
4 - 3
PineX Capital 3 wins
Overall Rating 8.3 vs 5.1 Decisive
TrustPilot 4.8 vs 4.5 Clear
Starting Price $43 vs $79 Decisive
Profit Split 80% standard; up to 100% with paid add-on vs Up to 90% Decisive
Safety Grade A+ vs B Decisive
Trust Score 79/100 vs 61.4/100 Decisive
Challenge Variety 37 vs 10 options Decisive

Best For:

Budget-conscious traders PineX Capital
Maximum profit potential PineX Capital
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO PineX Capital

Head-to-Head Comparison

FTMO Metric PineX Capital
8.3/10 PFM Score 5.1/10
4.8/5 (42,594) TrustPilot 4.5/5 (99)
A+ Safety Grade B
79 B+ Trust Score 61.4 B
Up to 90% Profit Split 80% standard; up to 100% with paid add-on
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4% static, recalculated 00:00 CET from the higher of the previous day's balance or equity
Bi-weekly (every 14 days) Payout Frequency Every 21 exchange days (14 with paid add-on)
$79 Starting Price $43
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms MT5, TradeLocker
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established Jan 2024
10 options Challenge Options 37 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO PineX Capital Savings
$10K $79 $54 Save $25
$25K $199 $109 Save $90
$50K $319 $164 Save $155
$100K $439 $302 Save $137
$200K $999 $538 Save $461

FTMO vs PineX Capital: Detailed Analysis

FTMO and PineX Capital are both CFD firms. FTMO has been in business longer, established in 2015, while PineX Capital was founded in 2024.

Pricing

In terms of pricing, PineX Capital is more affordable with challenges starting at $43, which is $36 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while PineX Capital offers 37.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while PineX Capital offers account sizes from $5 to $300 across 11 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while PineX Capital runs on MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while PineX Capital offers 80% standard; up to 100% with paid add-on. FTMO pays out Bi-weekly (every 14 days), and PineX Capital pays out Every 21 exchange days (14 with paid add-on).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while PineX Capital lists "4% static, recalculated 00:00 CET from the higher of the previous day's balance or equity". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

PineX Capital supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while PineX Capital has 4.5/5 with 99 reviews. Safety grades: FTMO A+, PineX Capital B.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while PineX Capital is the better fit for budget-conscious traders and maximum profit potential.

This is a close matchup with FTMO winning 4 and PineX Capital winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
PineX Capital
Pros
Binding FAQ publishes a full rulebook. Drawdowns are static and do not trail: 4% daily and 10% maximum from the initial balance. No time limit on the evaluation and no separate profit-consistency rule on the 2-Step Challenge. Crypto payouts start at 100 USD with no fee. TrustPilot 4.5 from 99 reviews. The Pay Later Challenge costs nothing upfront: the fee falls due only after you pass.
Cons
Automated trading is banned outright: no EAs, bots or scripts, and copy trading between different individuals is prohibited. News trading and weekend holding are both forbidden on the 2-Step Challenge. The headline 100% reward rate and 14-day payout cycle are paid add-ons; the defaults are 80% and every 21 exchange days. Fees are charged in EUR, and the first two payouts are capped.

Frequently Asked Questions

Which is better, FTMO or PineX Capital?

Both firms are competitive. FTMO wins in 4 categories while PineX Capital wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or PineX Capital?

PineX Capital has the lower starting price at $43. FTMO offers 10 challenge options starting from $79, while PineX Capital offers 37 options starting from $43.

Which has better reviews, FTMO or PineX Capital?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while PineX Capital has 99.

Which offers a higher profit split, FTMO or PineX Capital?

PineX Capital offers a higher maximum profit split. FTMO offers Up to 90% while PineX Capital offers 80% standard; up to 100% with paid add-on.

How fast do FTMO and PineX Capital pay out?

FTMO has Bi-weekly (every 14 days) payouts while PineX Capital offers Every 21 exchange days (14 with paid add-on) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and PineX Capital legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. PineX Capital holds a B safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or PineX Capital?

PineX Capital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.