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FTMO US vs NEOM Funded: Head-to-Head Comparison (2026)

FTMO US

5.0 D
United States CFD
VS

NEOM Funded

6.9 B
United Arab Emirates CFD
Key Differences
Safety D vs B Payouts On-Demand vs Bi-Weekly Price $89 vs $10

Verdict: Who Wins?

FTMO US 0 wins
0 - 5
NEOM Funded 5 wins Decisive Win
Overall Rating 6.9 vs 5.0 Decisive
Starting Price $10 vs $89 Decisive
Profit Split Both Up to 90% Tie
Safety Grade B vs D Decisive
Trust Score 61/100 vs 16.2/100 Decisive
Challenge Variety 22 vs 10 options Decisive

Best For:

Budget-conscious traders NEOM Funded
Trust & reputation NEOM Funded
Fast payouts FTMO US

Visual Comparison

FTMO US NEOM Funded

Head-to-Head Comparison

FTMO US Metric NEOM Funded
5.0/10 PFM Score 6.9/10
- TrustPilot 3.5/5 (833)
D Safety Grade B
16.2 F Trust Score 61 B
Up to 90% Profit Split 70% (NEO EXPRESS) to 90% (NEO ACCESS); 80% on NEO NOVA and NEO DUO
3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step) Daily Drawdown 3-5% depending on plan (Origin 4%, Prime 3-5%, Nova 3-4%, Instant Origin 3%)
On demand Payout Frequency Bi-weekly
$89 Starting Price $10
White-Label Technology White-Label
Trading View, MT5 Platforms MT5, TradeLocker
No Direct Path to Funded No
United States Country United Arab Emirates
Aug 2025 Established Feb 2024
10 options Challenge Options 22 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO US NEOM Funded Savings
$10K $89 $10 Save $79
$25K $229 $10 Save $219
$50K $359 $10 Save $349
$100K $463 $10 Save $453

FTMO US vs NEOM Funded: Detailed Analysis

FTMO US and NEOM Funded are both CFD firms. NEOM Funded has been in business longer, established in 2024, while FTMO US was founded in 2025.

Pricing

In terms of pricing, NEOM Funded is more affordable with challenges starting at $10, which is $79 less than FTMO US's starting price of $89. FTMO US offers 10 challenge options, while NEOM Funded offers 22.

Account Sizes

On account sizing, FTMO US offers account sizes from $10 to $200 across 5 funding tiers, while NEOM Funded offers account sizes from $5 to $150 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO US supports Trading View and MT5, while NEOM Funded runs on MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO US offers Up to 90% profit split, while NEOM Funded offers 70% (NEO EXPRESS) to 90% (NEO ACCESS); 80% on NEO NOVA and NEO DUO. FTMO US pays out On demand, and NEOM Funded pays out Bi-weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO US lists its daily drawdown as "3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)", while NEOM Funded lists "3-5% depending on plan (Origin 4%, Prime 3-5%, Nova 3-4%, Instant Origin 3%)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, FTMO US supports withdrawals via Bank Wire and Revolut, while NEOM Funded pays out through Rise, Crypto and Bank Wire.

Trust & Safety

For trust and reputation, NEOM Funded has 3.5/5 with 833 reviews. Safety grades: FTMO US D, NEOM Funded B.

Who Should Choose Which

So who should pick which? FTMO US is the stronger choice for fast payouts, while NEOM Funded is the better fit for budget-conscious traders and trust & reputation.

Overall, NEOM Funded edges ahead winning 5 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO US
Pros
Unlimited trading period on both the 1-Step and 2-Step FTMO Challenge. Rewards up to 90% of simulated profits, and the 1-Step pays 90% from the very beginning. Open to US residents across five simulated sizes from $10,000 to $200,000. MetaTrader 5 and TradingView both supported. One-time fee with no recurring charges, reimbursed on the 2-Step with the first reward. Scaling Plan grows the account 25% every 4 months up to $2,000,000.
Cons
No TrustPilot profile exists for the US entity, so the 4.8/5 badge on site is the global FTMO profile. The 1-Step entry fee is non-refundable, unlike the 2-Step. The 1-Step carries a tighter 3% maximum daily loss plus a 50% Best Day Rule. Rewards require an IRS Form W-9 and proof of ownership of a US bank account. Capital allocation is capped at $400,000 in simulated funds per trader. Rewards are paid only via Revolut bank wires.
NEOM Funded
Pros
Up to $400K simulated funding. Low 6% profit target on NOVA and ORIGIN 2-Step models. EAs allowed on Origin and Prime. Hold over weekend permitted. Bi-weekly payouts on Prime. 24/7 support. MetaTrader 5 + TradeLocker platforms. Local payment methods across 190+ countries.
Cons
MT5 not available in United States, Cuba, Iraq, Myanmar, North Korea, Sudan. TradeLocker restricted in 20+ countries including Russia, Ukraine, Iran. Multiple Trustpilot reviews report payout denials citing 'internal risk tolerance thresholds' and IP-overlap rules. Nova plan excluded from headline 40% promo.

Frequently Asked Questions

Which is better, FTMO US or NEOM Funded?

NEOM Funded scores higher overall, winning 5 out of 5 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO US or NEOM Funded?

NEOM Funded has the lower starting price at $10. FTMO US offers 10 challenge options starting from $89, while NEOM Funded offers 22 options starting from $10.

Which offers a higher profit split, FTMO US or NEOM Funded?

FTMO US offers a higher maximum profit split. FTMO US offers Up to 90% while NEOM Funded offers 70% (NEO EXPRESS) to 90% (NEO ACCESS); 80% on NEO NOVA and NEO DUO.

How fast do FTMO US and NEOM Funded pay out?

FTMO US has On demand payouts while NEOM Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO US and NEOM Funded legit?

Both firms have been independently verified by PropFirmMap. FTMO US holds a D safety grade. NEOM Funded holds a B safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO US or NEOM Funded?

NEOM Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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