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Funded Academy

United Arab Emirates CFD
VS

Fintokei

7.7 A
Czech Republic CFD
Key Differences
Payouts Bi-Weekly vs On-Demand Split 95% vs 100% Price $50 vs $44

Verdict: Who Wins?

Funded Academy 0 wins
0 6
Fintokei 6 wins Our Pick
Overall Rating 7.7 vs 0.0
TrustPilot 4.4 vs 3.8
Starting Price $44 vs $50
Profit Split 50-100% (varies by program) vs 80% (2-Step Standard), 85% (1-Step), up to 95%
Safety Grade A vs
Challenge Variety 16 vs 6 options

Best For:

Budget-conscious traders Fintokei
Maximum profit potential Fintokei
Trust & reputation Fintokei
Fast payouts Fintokei

Visual Comparison

Funded Academy Fintokei

Head-to-Head Comparison

Funded Academy Metric Fintokei
PFM Score 7.7/10
3.8/5 (2) TrustPilot 4.4/5 (1,099)
Safety Grade A
80% (2-Step Standard), 85% (1-Step), up to 95% Profit Split 50-100% (varies by program)
4% (1-Step), 5% (2-Step) Daily Drawdown 3-5% daily, 6-10% total (varies by program)
Bi-weekly (2 weeks); first payout on-demand Payout Frequency Instant approval, funds within 1 business day
$49.99 Starting Price $44
White-Label Technology Proprietary
cTrader, MT5 Platforms Trading View, cTrader, MT5
No Direct Path to Funded No
United Arab Emirates Country Czech Republic
Established Jan 2023
6 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funded Academy Fintokei Savings
$5K $50 $44 Save $6
$10K $90 $99 Save $9
$50K $290 $244 Save $46
$100K $567 $419 Save $148
$200K $1,081 $1,149 Save $68

Funded Academy vs Fintokei: Detailed Analysis

Funded Academy and Fintokei are both CFD firms.

In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $6 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while Fintokei offers 16.

Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while Fintokei offers 50-100% (varies by program). Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and Fintokei pays out Instant approval, funds within 1 business day.

For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while Fintokei has 4.4/5 with 1,099 reviews.

Overall, Fintokei edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Funded Academy
Pros
Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
Cons
Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts
Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.

Active Deals & Promo Codes

Funded Academy

No active deals

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge

Frequently Asked Questions

Which is better, Funded Academy or Fintokei?

Fintokei scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funded Academy or Fintokei?

Fintokei has the lower starting price at $44. Funded Academy offers 6 challenge options starting from $50, while Fintokei offers 16 options starting from $44.

Which has better reviews, Funded Academy or Fintokei?

Fintokei has a higher TrustPilot rating of 4.4/5. Funded Academy has 2 reviews while Fintokei has 1,099.

Which offers a higher profit split, Funded Academy or Fintokei?

Fintokei offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while Fintokei offers 50-100% (varies by program).

How fast do Funded Academy and Fintokei pay out?

Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while Fintokei offers Instant approval, funds within 1 business day payouts. Payout speed can be an important factor when choosing a prop firm.