Funded Academy vs Funding Pips: Head-to-Head Comparison (2026)
Funded Academy
5.5 C
CFD
Funding Pips
8.9 A+
CFD
Verdict: Who Wins?
Funded Academy
0 wins
Funding Pips
7 wins
Decisive Win
Best For:
Funding Pips
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
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Head-to-Head Comparison
| Funded Academy | Metric | Funding Pips |
|---|---|---|
| 5.5/10 | PFM Score | 8.9/10 ★ |
| 3.8/5 (2) | TrustPilot | 4.5/5 (52,621) ★ |
| C | Safety Grade | A+ ★ |
| 27.5 F | Trust Score | 73.7 B+ ★ |
| 80% (2-Step Standard), 85% (1-Step), up to 95% ★ | Profit Split | 80-100% |
| 4% (1-Step), 5% (2-Step) | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| Bi-weekly (2 weeks); first payout on-demand | Payout Frequency | Weekly |
| $49.99 | Starting Price | $29 ★ |
| White-Label | Technology | Proprietary |
| cTrader, MT5 | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Arab Emirates |
| - | Established | Oct 2022 |
| 6 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funded Academy | Funding Pips | Savings |
|---|---|---|---|
| $5K | $50 | $29 ★ | Save $21 |
| $10K | $90 | $55 ★ | Save $35 |
| $25K | $210 | $109 ★ | Save $101 |
| $50K | $290 | $219 ★ | Save $71 |
| $100K | $567 | $399 ★ | Save $168 |
| $200K | $1,081 | $798 ★ | Save $283 |
Funded Academy vs Funding Pips: Detailed Analysis
Funded Academy and Funding Pips are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $21 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while Funding Pips offers 21.
Account Sizes
On account sizing, Funded Academy offers account sizes from $5 to $200 across 6 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funded Academy supports cTrader and MT5, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while Funding Pips offers 80-100%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and Funding Pips pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funded Academy lists its daily drawdown as "4% (1-Step), 5% (2-Step)", while Funding Pips lists "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Funded Academy C, Funding Pips A+.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Funded Academy
Pros
Cons
Funding Pips
Pros
Cons
Active Deals & Promo Codes
Funded Academy
No active deals
Funding Pips
Frequently Asked Questions
Which is better, Funded Academy or Funding Pips?
Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funded Academy or Funding Pips?
Funding Pips has the lower starting price at $29. Funded Academy offers 6 challenge options starting from $50, while Funding Pips offers 21 options starting from $29.
Which has better reviews, Funded Academy or Funding Pips?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funded Academy has 2 reviews while Funding Pips has 52,621.
Which offers a higher profit split, Funded Academy or Funding Pips?
Funding Pips offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while Funding Pips offers 80-100%.
How fast do Funded Academy and Funding Pips pay out?
Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funded Academy and Funding Pips legit?
Both firms have been independently verified by PropFirmMap. Funded Academy holds a C safety grade and a 3.8/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funded Academy or Funding Pips?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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