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Funded Academy vs The5ers: Head-to-Head Comparison (2026)

Funded Academy

5.5 C
United Arab Emirates CFD
VS

The5ers

8.7 A+
United Kingdom CFD
Key Differences
Safety C vs A+ Split 95% vs 100% Price $50 vs $22

Verdict: Who Wins?

Funded Academy 0 wins
0 - 7
The5ers 7 wins Decisive Win
Overall Rating 8.7 vs 5.5 Decisive
TrustPilot 4.7 vs 3.8 Decisive
Starting Price $22 vs $50 Decisive
Profit Split Up to 100% vs 80% (2-Step Standard), 85% (1-Step), up to 95% Clear
Safety Grade A+ vs C Decisive
Trust Score 88.5/100 vs 27.5/100 Decisive
Challenge Variety 10 vs 6 options Narrow

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts The5ers

Visual Comparison

Funded Academy The5ers

Head-to-Head Comparison

Funded Academy Metric The5ers
5.5/10 PFM Score 8.7/10
3.8/5 (2) TrustPilot 4.7/5 (28,714)
C Safety Grade A+
27.5 F Trust Score 88.5 A
80% (2-Step Standard), 85% (1-Step), up to 95% Profit Split Up to 100%
4% (1-Step), 5% (2-Step) Daily Drawdown Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.
Bi-weekly (2 weeks); first payout on-demand Payout Frequency Biweekly (every 14 days)
$49.99 Starting Price $22
White-Label Technology Proprietary
cTrader, MT5 Platforms Trading View, MT5
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
- Established Jan 2016
6 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funded Academy The5ers Savings
$5K $50 $39 Save $11
$10K $90 $78 Save $12
$25K $210 $39 Save $171
$50K $290 $309 Save $19
$100K $567 $545 Save $22

Funded Academy vs The5ers: Detailed Analysis

Funded Academy and The5ers are both CFD firms.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $28 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while The5ers offers 10.

Account Sizes

On account sizing, Funded Academy offers account sizes from $5 to $200 across 6 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funded Academy supports cTrader and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while The5ers offers Up to 100%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funded Academy lists its daily drawdown as "4% (1-Step), 5% (2-Step)", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while The5ers has 4.7/5 with 28,714 reviews. Safety grades: Funded Academy C, The5ers A+.

Who Should Choose Which

Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, The5ers edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funded Academy
Pros
Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
Cons
Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts
The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.

Frequently Asked Questions

Which is better, Funded Academy or The5ers?

The5ers scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funded Academy or The5ers?

The5ers has the lower starting price at $22. Funded Academy offers 6 challenge options starting from $50, while The5ers offers 10 options starting from $22.

Which has better reviews, Funded Academy or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. Funded Academy has 2 reviews while The5ers has 28,714.

Which offers a higher profit split, Funded Academy or The5ers?

The5ers offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while The5ers offers Up to 100%.

How fast do Funded Academy and The5ers pay out?

Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funded Academy and The5ers legit?

Both firms have been independently verified by PropFirmMap. Funded Academy holds a C safety grade and a 3.8/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funded Academy or The5ers?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.