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Funded Academy vs FXIFY: Head-to-Head Comparison (2026)

Funded Academy

5.5 C
United Arab Emirates CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Safety C vs A+ Split 95% vs 90% Price $50 vs $19

Verdict: Who Wins?

Funded Academy 1 wins
1 - 7
FXIFY 7 wins Decisive Win
Overall Rating 8.2 vs 5.5 Decisive
TrustPilot 4.4 vs 3.8 Clear
Starting Price $19 vs $50 Decisive
Profit Split 80% (2-Step Standard), 85% (1-Step), up to 95% vs Up to 90% Clear
Safety Grade A+ vs C Decisive
Trust Score 71.2/100 vs 27.5/100 Decisive
Challenge Variety 47 vs 6 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders FXIFY
Maximum profit potential Funded Academy
Trust & reputation FXIFY
Fast payouts Funded Academy

Visual Comparison

Funded Academy FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

Funded Academy Metric FXIFY
5.5/10 PFM Score 8.2/10
3.8/5 (2) TrustPilot 4.4/5 (6,003)
C Safety Grade A+
27.5 F Trust Score 71.2 B+
80% (2-Step Standard), 85% (1-Step), up to 95% Profit Split Up to 90%
4% (1-Step), 5% (2-Step) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Bi-weekly (2 weeks); first payout on-demand Payout Frequency On-demand
$49.99 Starting Price $19
White-Label Technology White-Label
cTrader, MT5 Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
- Established Jan 2023
6 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funded Academy FXIFY Savings
$5K $50 $39 Save $11
$10K $90 $59 Save $31
$25K $210 $149 Save $61
$50K $290 $249 Save $41
$100K $567 $399 Save $168
$200K $1,081 $799 Save $282

Funded Academy vs FXIFY: Detailed Analysis

Funded Academy and FXIFY are both CFD firms.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $31 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, Funded Academy offers account sizes from $5 to $200 across 6 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funded Academy supports cTrader and MT5, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while FXIFY offers Up to 90%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funded Academy lists its daily drawdown as "4% (1-Step), 5% (2-Step)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while FXIFY has 4.4/5 with 6,003 reviews. Safety grades: Funded Academy C, FXIFY A+.

Who Should Choose Which

So who should pick which? Funded Academy is the stronger choice for maximum profit potential and fast payouts, while FXIFY is the better fit for budget-conscious traders and trust & reputation.

Overall, FXIFY edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funded Academy
Pros
Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
Cons
Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

Funded Academy

No active deals

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, Funded Academy or FXIFY?

FXIFY scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funded Academy or FXIFY?

FXIFY has the lower starting price at $19. Funded Academy offers 6 challenge options starting from $50, while FXIFY offers 47 options starting from $19.

Which has better reviews, Funded Academy or FXIFY?

FXIFY has a higher TrustPilot rating of 4.4/5. Funded Academy has 2 reviews while FXIFY has 6,003.

Which offers a higher profit split, Funded Academy or FXIFY?

Funded Academy offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while FXIFY offers Up to 90%.

How fast do Funded Academy and FXIFY pay out?

Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funded Academy and FXIFY legit?

Both firms have been independently verified by PropFirmMap. Funded Academy holds a C safety grade and a 3.8/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funded Academy or FXIFY?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.