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FTMO

7.8 A+
Czech Republic CFD
VS

Funded Academy

United Arab Emirates CFD
Key Differences
Split 90% vs 95% Price $79 vs $50

Verdict: Who Wins?

FTMO 4 wins Our Pick
4 2
Funded Academy 2 wins
Overall Rating 7.8 vs 0.0
TrustPilot 4.8 vs 3.8
Starting Price $50 vs $79
Profit Split 80% (2-Step Standard), 85% (1-Step), up to 95% vs Up to 90%
Safety Grade A+ vs
Challenge Variety 10 vs 6 options

Best For:

Budget-conscious traders Funded Academy
Maximum profit potential Funded Academy
Trust & reputation FTMO
Fast payouts Funded Academy

Visual Comparison

FTMO Funded Academy

Head-to-Head Comparison

FTMO Metric Funded Academy
7.8/10 PFM Score
4.8/5 (42,594) TrustPilot 3.8/5 (2)
A+ Safety Grade
Up to 90% Profit Split 80% (2-Step Standard), 85% (1-Step), up to 95%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4% (1-Step), 5% (2-Step)
Payout Frequency Bi-weekly (2 weeks); first payout on-demand
$79 Starting Price $49.99
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms cTrader, MT5
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established
10 options Challenge Options 6 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Funded Academy Savings
$10K $79 $90 Save $11
$25K $199 $210 Save $11
$50K $319 $290 Save $29
$100K $439 $567 Save $128
$200K $999 $1,081 Save $82

FTMO vs Funded Academy: Detailed Analysis

FTMO and Funded Academy are both CFD firms.

In terms of pricing, Funded Academy is more affordable with challenges starting at $50, which is $29 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Funded Academy offers 6.

FTMO offers Up to 90% profit split, while Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand.

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Funded Academy has 3.8/5 with 2 reviews.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Funded Academy
Pros
Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
Cons
Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts

Frequently Asked Questions

Which is better, FTMO or Funded Academy?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or Funded Academy?

Funded Academy has the lower starting price at $50. FTMO offers 10 challenge options starting from $79, while Funded Academy offers 6 options starting from $50.

Which has better reviews, FTMO or Funded Academy?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Funded Academy has 2.

Which offers a higher profit split, FTMO or Funded Academy?

Funded Academy offers a higher maximum profit split. FTMO offers Up to 90% while Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95%.