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Funded Academy

United Arab Emirates CFD
VS

FTMO

7.8 A+
Czech Republic CFD
Key Differences
Split 95% vs 90% Price $50 vs $79

Verdict: Who Wins?

Funded Academy 2 wins
2 4
FTMO 4 wins Our Pick
Overall Rating 7.8 vs 0.0
TrustPilot 4.8 vs 3.8
Starting Price $50 vs $79
Profit Split 80% (2-Step Standard), 85% (1-Step), up to 95% vs Up to 90%
Safety Grade A+ vs
Challenge Variety 10 vs 6 options

Best For:

Budget-conscious traders Funded Academy
Maximum profit potential Funded Academy
Trust & reputation FTMO
Fast payouts Funded Academy

Visual Comparison

Funded Academy FTMO

Head-to-Head Comparison

Funded Academy Metric FTMO
PFM Score 7.8/10
3.8/5 (2) TrustPilot 4.8/5 (42,594)
Safety Grade A+
80% (2-Step Standard), 85% (1-Step), up to 95% Profit Split Up to 90%
4% (1-Step), 5% (2-Step) Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
Bi-weekly (2 weeks); first payout on-demand Payout Frequency
$49.99 Starting Price $79
White-Label Technology Proprietary
cTrader, MT5 Platforms cTrader, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country Czech Republic
Established Jan 2015
6 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funded Academy FTMO Savings
$10K $90 $79 Save $11
$25K $210 $199 Save $11
$50K $290 $319 Save $29
$100K $567 $439 Save $128
$200K $1,081 $999 Save $82

Funded Academy vs FTMO: Detailed Analysis

Funded Academy and FTMO are both CFD firms.

In terms of pricing, Funded Academy is more affordable with challenges starting at $50, which is $29 less than FTMO's starting price of $79. Funded Academy offers 6 challenge options, while FTMO offers 10.

Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while FTMO offers Up to 90%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand.

For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while FTMO has 4.8/5 with 42,594 reviews.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Funded Academy
Pros
Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
Cons
Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Frequently Asked Questions

Which is better, Funded Academy or FTMO?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funded Academy or FTMO?

Funded Academy has the lower starting price at $50. Funded Academy offers 6 challenge options starting from $50, while FTMO offers 10 options starting from $79.

Which has better reviews, Funded Academy or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Funded Academy has 2 reviews while FTMO has 42,594.

Which offers a higher profit split, Funded Academy or FTMO?

Funded Academy offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while FTMO offers Up to 90%.