Verdict: Who Wins?
Funded Academy
0 wins
Top One Trader
8 wins
Decisive Win
Best For:
Top One Trader
Top One Trader
Top One Trader
Visual Comparison
Head-to-Head Comparison
| Funded Academy | Metric | Top One Trader |
|---|---|---|
| 5.4/10 | PFM Score | 8.0/10 ★ |
| 3.8/5 (2) | TrustPilot | 4.5/5 (3,141) ★ |
| C | Safety Grade | B+ ★ |
| 27.5 F | Trust Score | 62.3 B ★ |
| 80% (2-Step Standard), 85% (1-Step), up to 95% ★ | Profit Split | 80% standard, up to 90% (up to 100% on Instant PRIME) |
| 4% (1-Step), 5% (2-Step) | Daily Drawdown | 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) |
| Bi-weekly (2 weeks); first payout on-demand | Payout Frequency | Bi-weekly (14 days), 7-day upgrade add-on available |
| $49.99 | Starting Price | $$16 ★ |
| White-Label | Technology | White-Label |
| cTrader, MT5 | Platforms | cTrader, Match Trader, MT5, TradeLocker |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United States |
| - | Established | Sep 2023 |
| 6 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funded Academy | Top One Trader | Savings |
|---|---|---|---|
| $5K | $50 | $16 ★ | Save $34 |
| $10K | $90 | $65 ★ | Save $25 |
| $25K | $210 | $105 ★ | Save $105 |
| $50K | $290 | $205 ★ | Save $85 |
| $100K | $567 | $325 ★ | Save $242 |
| $200K | $1,081 | $1,065 ★ | Save $16 |
Funded Academy vs Top One Trader: Detailed Analysis
Funded Academy and Top One Trader are both CFD firms.
In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $34 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while Top One Trader offers 12.
Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.
For trust and reputation, Funded Academy has a 3.8/5 TrustPilot rating with 2 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Funded Academy C, Top One Trader B+.
Overall, Top One Trader edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Funded Academy
Pros
Cons
Top One Trader
Pros
Cons
Active Deals & Promo Codes
Funded Academy
No active deals
Top One Trader
Frequently Asked Questions
Which is better, Funded Academy or Top One Trader?
Top One Trader scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funded Academy or Top One Trader?
Top One Trader has the lower starting price at $16. Funded Academy offers 6 challenge options starting from $50, while Top One Trader offers 12 options starting from $16.
Which has better reviews, Funded Academy or Top One Trader?
Top One Trader has a higher TrustPilot rating of 4.5/5. Funded Academy has 2 reviews while Top One Trader has 3,141.
Which offers a higher profit split, Funded Academy or Top One Trader?
Top One Trader offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).
How fast do Funded Academy and Top One Trader pay out?
Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.