Funded Trading Plus vs Topstep: Head-to-Head Comparison (2026)
Funded Trading Plus
5.8 B
CFD
Topstep
8.0 A
Futures
Verdict: Who Wins?
Funded Trading Plus
4 wins
Topstep
4 wins
Best For:
Topstep
Funded Trading Plus
Topstep
Funded Trading Plus
Visual Comparison
Head-to-Head Comparison
| Funded Trading Plus | Metric | Topstep |
|---|---|---|
| 5.8/10 | PFM Score | 8.0/10 ★ |
| 4.4/5 ★ | TrustPilot | 3.5/5 (14,272) |
| B | Safety Grade | A ★ |
| 33 F | Trust Score | 74.5 B+ ★ |
| Up to 100% ★ | Profit Split | 90% |
| 4-6% daily, 6-10% total (varies by plan) | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| Weekly (min $50) | Payout Frequency | On-demand |
| $107.1 | Starting Price | $49 ★ |
| White-Label | Technology | Proprietary |
| DXTrade, cTrader, Match Trader, MT5, MT4 | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United Kingdom | Country | United States |
| - | Established | Jan 2010 |
| 18 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funded Trading Plus | Topstep | Savings |
|---|---|---|---|
| $50K | $279 | $49 ★ | Save $230 |
| $100K | $399 | $99 ★ | Save $300 |
Funded Trading Plus vs Topstep: Detailed Analysis
Funded Trading Plus and Topstep are both CFD firms.
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $58 less than Funded Trading Plus's starting price of $107. Funded Trading Plus offers 18 challenge options, while Topstep offers 3.
Funded Trading Plus offers Up to 100% profit split, while Topstep offers 90%. Funded Trading Plus pays out Weekly (min $50), and Topstep pays out On-demand.
For trust and reputation, Funded Trading Plus has a 4.4/5 TrustPilot rating, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: Funded Trading Plus B, Topstep A.
This is a close matchup with Funded Trading Plus winning 4 and Topstep winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Funded Trading Plus
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
Funded Trading Plus
Topstep
Frequently Asked Questions
Which is better, Funded Trading Plus or Topstep?
Both firms are competitive. Funded Trading Plus wins in 4 categories while Topstep wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Funded Trading Plus or Topstep?
Topstep has the lower starting price at $49. Funded Trading Plus offers 18 challenge options starting from $107, while Topstep offers 3 options starting from $49.
Which has better reviews, Funded Trading Plus or Topstep?
Funded Trading Plus has a higher TrustPilot rating of 4.4/5.
Which offers a higher profit split, Funded Trading Plus or Topstep?
Funded Trading Plus offers a higher maximum profit split. Funded Trading Plus offers Up to 100% while Topstep offers 90%.
How fast do Funded Trading Plus and Topstep pay out?
Funded Trading Plus has Weekly (min $50) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funded Trading Plus and Topstep legit?
Both firms have been independently verified by PropFirmMap. Funded Trading Plus holds a B safety grade and a 4.4/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funded Trading Plus or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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