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Funding Pips

7.9 A+
United Arab Emirates CFD
VS

Top One Futures

8.1 B+
United States Futures
Key Differences
Safety A+ vs B+ Payouts Weekly vs Daily Split 100% vs 90% Price $29 vs $39

Verdict: Who Wins?

Funding Pips 4 wins Decisive Win
4 - 2
Top One Futures 2 wins
Overall Rating 8.1 vs 7.9 Narrow
TrustPilot 4.8 vs 4.5 Clear
Starting Price $29 vs $39 Decisive
Profit Split 80-100% vs 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 73.6/100 vs 59.6/100 Clear

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Top One Futures

Visual Comparison

Funding Pips Top One Futures

Head-to-Head Comparison

Funding Pips Metric Top One Futures
7.9/10 PFM Score 8.1/10
4.5/5 (52,621) TrustPilot 4.8/5 (4,039)
A+ Safety Grade B+
73.6 B+ Trust Score 59.6 C
80-100% Profit Split 90%
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit.
Weekly Payout Frequency Daily (Elite Daily), Bi-weekly (Elite Challenge & Access)
$29 Starting Price $39
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms NinjaTrader, Tradovate
No Direct Path to Funded No
United Arab Emirates Country United States
Oct 2022 Established Apr 2025
21 options Challenge Options 23 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips Top One Futures Savings
$25K $109 $39 Save $70
$50K $219 $39 Save $180
$100K $399 $39 Save $360

Funding Pips vs Top One Futures: Detailed Analysis

Funding Pips and Top One Futures are both CFD firms. Funding Pips has been in business longer, established in 2022, while Top One Futures was founded in 2025.

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $10 less than Top One Futures's starting price of $39. Funding Pips offers 21 challenge options, while Top One Futures offers 23.

Funding Pips offers 80-100% profit split, while Top One Futures offers 90%. Funding Pips pays out Weekly, and Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access).

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while Top One Futures has 4.8/5 with 4,039 reviews. Safety grades: Funding Pips A+, Top One Futures B+.

Overall, Funding Pips edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
Top One Futures

No active deals

Frequently Asked Questions

Which is better, Funding Pips or Top One Futures?

Funding Pips scores higher overall, winning 4 out of 6 comparison categories including Starting Price, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or Top One Futures?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while Top One Futures offers 23 options starting from $39.

Which has better reviews, Funding Pips or Top One Futures?

Top One Futures has a higher TrustPilot rating of 4.8/5. Funding Pips has 52,621 reviews while Top One Futures has 4,039.

Which offers a higher profit split, Funding Pips or Top One Futures?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while Top One Futures offers 90%.

How fast do Funding Pips and Top One Futures pay out?

Funding Pips has Weekly payouts while Top One Futures offers Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts. Payout speed can be an important factor when choosing a prop firm.