FTMO

7.8 A+
Czech Republic CFD
VS

Top One Futures

8.1 B+
United States Futures
Key Differences
Safety A+ vs B+ Price $79 vs $39

Verdict: Who Wins?

FTMO 2 wins
2 - 3
Top One Futures 3 wins
Overall Rating 8.1 vs 7.8 Narrow
TrustPilot Both 4.8 Tie
Starting Price $39 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs B+ Clear
Trust Score 89/100 vs 59.6/100 Decisive
Challenge Variety 23 vs 10 options Decisive

Best For:

Budget-conscious traders Top One Futures
Trust & reputation FTMO
Fast payouts Top One Futures

Visual Comparison

FTMO Top One Futures

Head-to-Head Comparison

FTMO Metric Top One Futures
7.8/10 PFM Score 8.1/10 ★
4.8/5 (42,594) TrustPilot 4.8/5 (4,039)
A+ ★ Safety Grade B+
89 A ★ Trust Score 59.6 C
Up to 90% Profit Split 90%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit.
- Payout Frequency Daily (Elite Daily), Bi-weekly (Elite Challenge & Access)
$79 Starting Price $39 ★
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms NinjaTrader, Tradovate
No Direct Path to Funded No
Czech Republic Country United States
Jan 2015 Established Apr 2025
10 options Challenge Options 23 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Top One Futures Savings
$25K $199 $39 ★ Save $160
$50K $319 $39 ★ Save $280
$100K $439 $39 ★ Save $400

FTMO vs Top One Futures: Detailed Analysis

FTMO and Top One Futures are both CFD firms. FTMO has been in business longer, established in 2015, while Top One Futures was founded in 2025.

In terms of pricing, Top One Futures is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Top One Futures offers 23.

FTMO offers Up to 90% profit split, while Top One Futures offers 90%. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access).

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Top One Futures has 4.8/5 with 4,039 reviews. Safety grades: FTMO A+, Top One Futures B+.

This is a close matchup with FTMO winning 2 and Top One Futures winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.

Frequently Asked Questions

Which is better, FTMO or Top One Futures?

Both firms are competitive. FTMO wins in 2 categories while Top One Futures wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or Top One Futures?

Top One Futures has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while Top One Futures offers 23 options starting from $39.

Which has better reviews, FTMO or Top One Futures?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Top One Futures has 4,039.

Which offers a higher profit split, FTMO or Top One Futures?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Top One Futures offers 90%.

Visit FTMO Compare Challenges Visit Top One Futures

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