Lux Trading Firm vs MasterFunders: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| Lux Trading Firm | Metric | MasterFunders |
|---|---|---|
| 6.5/10 | PFM Score | - |
| 3.7/5 (625) | TrustPilot | 4.3/5 (32) ★ |
| B+ ★ | Safety Grade | - |
| 61.5 B ★ | Trust Score | 39 F |
| 80% | Profit Split | 80/20 ★ |
| 6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit | Daily Drawdown | 5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis. |
| On-Demand | Payout Frequency | On demand |
| $199 | Starting Price | $5 ★ |
| Proprietary | Technology | White-Label |
| Trading View, Match Trader, MT5, MT4 | Platforms | Match Trader |
| No | Direct Path to Funded | No |
| United Kingdom | Country | Cyprus |
| Jan 2021 | Established | - |
| 5 options | Challenge Options | 19 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Lux Trading Firm | MasterFunders | Savings |
|---|---|---|---|
| $100K | $199 ★ | $549 | Save $350 |
Lux Trading Firm vs MasterFunders: Detailed Analysis
Lux Trading Firm and MasterFunders are both CFD firms.
Pricing
In terms of pricing, MasterFunders is more affordable with challenges starting at $5, which is $194 less than Lux Trading Firm's starting price of $199. Lux Trading Firm offers 5 challenge options, while MasterFunders offers 19.
Account Sizes
On account sizing, Lux Trading Firm offers account sizes from $1 to $400 across 3 funding tiers, while MasterFunders offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Lux Trading Firm supports Trading View, Match Trader, MT5 and MT4, while MasterFunders runs on Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Lux Trading Firm offers 80% profit split, while MasterFunders offers 80/20. Lux Trading Firm pays out On-Demand, and MasterFunders pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Lux Trading Firm lists its daily drawdown as "6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit", while MasterFunders lists "5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, Lux Trading Firm has a 3.7/5 TrustPilot rating with 625 reviews, while MasterFunders has 4.3/5 with 32 reviews.
Who Should Choose Which
So who should pick which? Lux Trading Firm is the stronger choice for trust & reputation, while MasterFunders is the better fit for budget-conscious traders and fast payouts.
This is a close matchup with Lux Trading Firm winning 4 and MasterFunders winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
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Frequently Asked Questions
Which is better, Lux Trading Firm or MasterFunders?
Both firms are competitive. Lux Trading Firm wins in 4 categories while MasterFunders wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Lux Trading Firm or MasterFunders?
MasterFunders has the lower starting price at $5. Lux Trading Firm offers 5 challenge options starting from $199, while MasterFunders offers 19 options starting from $5.
Which has better reviews, Lux Trading Firm or MasterFunders?
MasterFunders has a higher TrustPilot rating of 4.3/5. Lux Trading Firm has 625 reviews while MasterFunders has 32.
Which offers a higher profit split, Lux Trading Firm or MasterFunders?
Lux Trading Firm offers a higher maximum profit split. Lux Trading Firm offers 80% while MasterFunders offers 80/20.
How fast do Lux Trading Firm and MasterFunders pay out?
Lux Trading Firm has On-Demand payouts while MasterFunders offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Lux Trading Firm and MasterFunders legit?
Both firms have been independently verified by PropFirmMap. Lux Trading Firm holds a B+ safety grade and a 3.7/5 TrustPilot rating. MasterFunders holds a unrated safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Lux Trading Firm or MasterFunders?
MasterFunders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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