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Next Level Funded vs Topstep: Head-to-Head Comparison (2026)

Next Level Funded

6.9 B
Australia CFD
VS

Topstep

8.0 A
United States Futures
Key Differences
Safety B vs A Split 100% vs 90% Price $10 vs $49

Verdict: Who Wins?

Next Level Funded 5 wins Decisive Win
5 - 3
Topstep 3 wins
Overall Rating 8.0 vs 6.9 Decisive
TrustPilot 4.2 vs 3.5 Decisive
Starting Price $10 vs $49 Decisive
Profit Split 100% (Instant Funding & Instant Pro); 50% on Special Account vs 90% Decisive
Safety Grade A vs B Clear
Trust Score 74.5/100 vs 65/100 Clear
Challenge Variety 20 vs 3 options Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Next Level Funded
Maximum profit potential Next Level Funded
Trust & reputation Topstep

Visual Comparison

Next Level Funded Topstep

Head-to-Head Comparison

Next Level Funded Metric Topstep
6.9/10 PFM Score 8.0/10
4.2/5 (403) TrustPilot 3.5/5 (14,272)
B Safety Grade A
65 B Trust Score 74.5 B+
100% (Instant Funding & Instant Pro); 50% on Special Account Profit Split 90%
4% on Instant Funding (1-Step & 2-Step); 3% on Instant Pro & Special Account Daily Drawdown No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.
On-Demand Payout Frequency On-demand
$10 Starting Price $49
White-Label Technology Proprietary
Match Trader, MT5, TradeLocker Platforms Topstep X
No Direct Path to Funded Yes
Australia Country United States
Nov 2024 Established Jan 2010
20 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Next Level Funded Topstep Savings
$50K $154 $49 Save $105
$100K $279 $99 Save $180

Next Level Funded vs Topstep: Detailed Analysis

Next Level Funded and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while Next Level Funded was founded in 2024.

In terms of pricing, Next Level Funded is more affordable with challenges starting at $10, which is $39 less than Topstep's starting price of $49. Next Level Funded offers 20 challenge options, while Topstep offers 3.

Next Level Funded offers 100% (Instant Funding & Instant Pro); 50% on Special Account profit split, while Topstep offers 90%. Next Level Funded pays out On-Demand, and Topstep pays out On-demand.

For trust and reputation, Next Level Funded has a 4.2/5 TrustPilot rating with 403 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: Next Level Funded B, Topstep A.

Overall, Next Level Funded edges ahead winning 5 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Next Level Funded
Pros
Up to 100% profit split; on-demand payouts processable from dashboard; instant funding model with no evaluation phases; unlimited trading days; weekend & news trading permitted; EAs / bots allowed; Top Up feature lets funded traders restore balance after drawdown; Match-Trader / MT5 / TradeLocker support; scaling plan up to $1M; account sizes from $5K up to $200K (instant) and special $10/$25 accounts for beginners
Cons
New firm (established Nov 2024 in Australia); not regulated as a broker (operates simulated-trading model under Next Lvl Funded PTY LTD, company no. 685007710); TrustPilot 4.2 across 403 reviews but mixed user reports cite hidden rule disputes (undisclosed minimum hold-time on some accounts) and KYC delays; Special Account caps profit split at 50% and uses one-time payout cycle; trailing drawdown on 1-Step and Instant Pro tracks higher of balance or equity
Topstep
Pros
Instant payouts (~9 seconds); 90% profit split; up to $12K payout cap; no daily loss limit; 15+ years in business; 200K+ traders; $1.4B+ paid out; proprietary TopstepX platform; live education via TopstepTV
Cons
Subscription-based monthly fee model (not one-time); 3.4 TrustPilot rating lower than some competitors; consistency rule limits largest winning days to 50% of total profits

Active Deals & Promo Codes

Next Level Funded
50% OFF 50% off all challenges + 1 FREE $25K Instant Pro Account
Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, Next Level Funded or Topstep?

Next Level Funded scores higher overall, winning 5 out of 8 comparison categories including TrustPilot, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Next Level Funded or Topstep?

Next Level Funded has the lower starting price at $10. Next Level Funded offers 20 challenge options starting from $10, while Topstep offers 3 options starting from $49.

Which has better reviews, Next Level Funded or Topstep?

Next Level Funded has a higher TrustPilot rating of 4.2/5. Next Level Funded has 403 reviews while Topstep has 14,272.

Which offers a higher profit split, Next Level Funded or Topstep?

Next Level Funded offers a higher maximum profit split. Next Level Funded offers 100% (Instant Funding & Instant Pro); 50% on Special Account while Topstep offers 90%.

How fast do Next Level Funded and Topstep pay out?

Next Level Funded has On-Demand payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Next Level Funded and Topstep legit?

Both firms have been independently verified by PropFirmMap. Next Level Funded holds a B safety grade and a 4.2/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Next Level Funded or Topstep?

Next Level Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.