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Nova Funded

5.0 D
United States CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety D vs B+ Payouts On-Demand vs Bi-Weekly Split 90% vs 100% Price $39 vs $16

Verdict: Who Wins?

Nova Funded 1 wins
1 - 5
Top One Trader 5 wins Decisive Win
Overall Rating 8.0 vs 5.0 Decisive
Starting Price $16 vs $39 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Up to 90% Decisive
Safety Grade B+ vs D Decisive
Trust Score 62.3/100 vs 10.3/100 Decisive
Challenge Variety 31 vs 12 options Decisive

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Top One Trader
Fast payouts Nova Funded

Visual Comparison

Nova Funded Top One Trader

Head-to-Head Comparison

Nova Funded Metric Top One Trader
5.0/10 PFM Score 8.0/10
- TrustPilot 4.5/5 (3,141)
D Safety Grade B+
10.3 F Trust Score 62.3 B
Up to 90% Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
5% Daily Loss Limit (Forex/CFD & Instant Funding) calculated using previous day's end-of-day balance, resets at 5 PM EST and compounds with account growth. Crypto plans use +/-3% Daily Cap Limit instead. Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
On Demand Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$39 Starting Price $$16
White-Label Technology White-Label
Trading View, DXTrade, cTrader, Match Trader Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
United States Country United States
Jan 2024 Established Sep 2023
31 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Nova Funded Top One Trader Savings
$5K $39 $16 Save $23
$10K $69 $65 Save $4
$25K $148 $105 Save $43
$50K $297 $205 Save $92
$100K $597 $325 Save $272
$200K $1,998 $1,065 Save $933

Nova Funded vs Top One Trader: Detailed Analysis

Nova Funded and Top One Trader are both CFD firms. Top One Trader has been in business longer, established in 2023, while Nova Funded was founded in 2024.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $23 less than Nova Funded's starting price of $39. Nova Funded offers 31 challenge options, while Top One Trader offers 12.

Nova Funded offers Up to 90% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Nova Funded pays out On Demand, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Nova Funded D, Top One Trader B+.

Overall, Top One Trader edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Nova Funded
Pros
Up to 00K simulated capital across Forex & CFD, Crypto, Instant Funding plans (and Futures multi-phase); up to 90% profit split; 100% Payout Guarantee with zero denied payouts; no min/max trading days; On-Demand payout withdrawals; static max drawdown on Forex/CFD evaluations (not trailing); EAs allowed on Instant Funding; multiple platforms (DXtrade, MatchTrader, cTrader, TradingView via GooeyTrade); Nova Points loyalty rewards; monthly competitions with free accounts/prizes; available in 176+ countries; 24/7 multilingual support.
Cons
Established only in 2024 with limited operational track record; Instant Funding uses TRAILING max drawdown which locks at starting balance after first withdrawal; KYC required before payout (failed KYC closes account); 30-day inactivity breach on evaluations; max position size limited by margin and firm reserves right to adjust at any time; no separate TrustPilot profile yet for novafunded.com domain; Nova Funded LLC is a US Wyoming LLC, services provided by Forest Park FX LTD / Prop Account Group of Companies — not regulated as a broker.
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Nova Funded

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Nova Funded or Top One Trader?

Top One Trader scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Nova Funded or Top One Trader?

Top One Trader has the lower starting price at $16. Nova Funded offers 31 challenge options starting from $39, while Top One Trader offers 12 options starting from $16.

Which offers a higher profit split, Nova Funded or Top One Trader?

Top One Trader offers a higher maximum profit split. Nova Funded offers Up to 90% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Nova Funded and Top One Trader pay out?

Nova Funded has On Demand payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.