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Pipstone Capital vs The5ers: Head-to-Head Comparison (2026)

Pipstone Capital

United Arab Emirates CFD
VS

The5ers

8.7 A+
United Kingdom CFD
Key Differences
Payouts On-Demand vs Bi-Weekly Price $49 vs $22

Verdict: Who Wins?

Pipstone Capital 1 wins
1 - 5
The5ers 5 wins Decisive Win
Overall Rating 8.7 vs 0.0 Decisive
TrustPilot 4.7 vs 2.1 Decisive
Starting Price $22 vs $49 Decisive
Profit Split Both Up to 100% Tie
Safety Grade A+ vs Decisive
Trust Score 88.5/100 vs 27.7/100 Decisive
Challenge Variety 14 vs 10 options Narrow

Best For:

Budget-conscious traders The5ers
Trust & reputation The5ers
Fast payouts Pipstone Capital

Visual Comparison

Pipstone Capital The5ers

Head-to-Head Comparison

Pipstone Capital Metric The5ers
- PFM Score 8.7/10
2.1/5 (342) TrustPilot 4.7/5 (28,714)
- Safety Grade A+
27.7 F Trust Score 88.5 A
Up to 100% Profit Split Up to 100%
3% (Instant), 4% (1-Step), 5% (2-Step) Daily Drawdown Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.
Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) Payout Frequency Biweekly (every 14 days)
$49 Starting Price $22
White-Label Technology Proprietary
cTrader, MT5 Platforms Trading View, MT5
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
Jan 2025 Established Jan 2016
14 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Pipstone Capital The5ers Savings
$5K $49 $39 Save $10
$10K $121 $78 Save $43
$25K $142 $39 Save $103
$50K $314 $309 Save $5
$100K $375 $545 Save $170

Pipstone Capital vs The5ers: Detailed Analysis

Pipstone Capital and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while Pipstone Capital was founded in 2025.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $27 less than Pipstone Capital's starting price of $49. Pipstone Capital offers 14 challenge options, while The5ers offers 10.

Account Sizes

On account sizing, Pipstone Capital offers account sizes from $5 to $100 across 5 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Pipstone Capital supports cTrader and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Pipstone Capital offers Up to 100% profit split, while The5ers offers Up to 100%. Pipstone Capital pays out Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant), and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Pipstone Capital lists its daily drawdown as "3% (Instant), 4% (1-Step), 5% (2-Step)", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Pipstone Capital supports withdrawals via Crypto.

Trust & Safety

For trust and reputation, Pipstone Capital has a 2.1/5 TrustPilot rating with 342 reviews, while The5ers has 4.7/5 with 28,714 reviews.

Who Should Choose Which

So who should pick which? Pipstone Capital is the stronger choice for fast payouts, while The5ers is the better fit for budget-conscious traders and trust & reputation.

Overall, The5ers edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Pipstone Capital
Pros
No consistency rules, refund of evaluation fee on first payout, up to 100% profit split, unlimited trading days, zero activation fee, MT5 and cTrader platforms, news trading allowed
Cons
60-second minimum trade duration rule (payout deductions if breached), TrustScore 2.1 with frequent payout-delay and BOGO-second-account complaints, trailing drawdown on Instant $25K+ accounts
The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.

Frequently Asked Questions

Which is better, Pipstone Capital or The5ers?

The5ers scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Pipstone Capital or The5ers?

The5ers has the lower starting price at $22. Pipstone Capital offers 14 challenge options starting from $49, while The5ers offers 10 options starting from $22.

Which has better reviews, Pipstone Capital or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. Pipstone Capital has 342 reviews while The5ers has 28,714.

Which offers a higher profit split, Pipstone Capital or The5ers?

Pipstone Capital offers a higher maximum profit split. Pipstone Capital offers Up to 100% while The5ers offers Up to 100%.

How fast do Pipstone Capital and The5ers pay out?

Pipstone Capital has Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Pipstone Capital and The5ers legit?

Both firms have been independently verified by PropFirmMap. Pipstone Capital holds a unrated safety grade and a 2.1/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Pipstone Capital or The5ers?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.