FTMO vs Pipstone Capital: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
Pipstone Capital
CFD
Verdict: Who Wins?
FTMO
4 wins
Pipstone Capital
3 wins
Best For:
Pipstone Capital
Pipstone Capital
FTMO
Pipstone Capital
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Pipstone Capital |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) ★ | TrustPilot | 2.1/5 (342) |
| A+ ★ | Safety Grade | - |
| 84 A ★ | Trust Score | 27.7 F |
| Up to 90% | Profit Split | Up to 100% ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 3% (Instant), 4% (1-Step), 5% (2-Step) |
| Bi-weekly (every 14 days) | Payout Frequency | Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) |
| $79 | Starting Price | $49 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Arab Emirates |
| Jan 2015 | Established | Jan 2025 |
| 10 options | Challenge Options | 14 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Pipstone Capital | Savings |
|---|---|---|---|
| $10K | $79 ★ | $121 | Save $42 |
| $25K | $199 | $142 ★ | Save $57 |
| $50K | $319 | $314 ★ | Save $5 |
| $100K | $439 | $375 ★ | Save $64 |
FTMO vs Pipstone Capital: Detailed Analysis
FTMO and Pipstone Capital are both CFD firms. FTMO has been in business longer, established in 2015, while Pipstone Capital was founded in 2025.
Pricing
In terms of pricing, Pipstone Capital is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Pipstone Capital offers 14.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Pipstone Capital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Pipstone Capital runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Pipstone Capital offers Up to 100%. FTMO pays out Bi-weekly (every 14 days), and Pipstone Capital pays out Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Pipstone Capital lists "3% (Instant), 4% (1-Step), 5% (2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Pipstone Capital supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Pipstone Capital has 2.1/5 with 342 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while Pipstone Capital is the better fit for budget-conscious traders, maximum profit potential and fast payouts.
This is a close matchup with FTMO winning 4 and Pipstone Capital winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FTMO
Pros
Cons
Pipstone Capital
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or Pipstone Capital?
Both firms are competitive. FTMO wins in 4 categories while Pipstone Capital wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FTMO or Pipstone Capital?
Pipstone Capital has the lower starting price at $49. FTMO offers 10 challenge options starting from $79, while Pipstone Capital offers 14 options starting from $49.
Which has better reviews, FTMO or Pipstone Capital?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Pipstone Capital has 342.
Which offers a higher profit split, FTMO or Pipstone Capital?
Pipstone Capital offers a higher maximum profit split. FTMO offers Up to 90% while Pipstone Capital offers Up to 100%.
How fast do FTMO and Pipstone Capital pay out?
FTMO has Bi-weekly (every 14 days) payouts while Pipstone Capital offers Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Pipstone Capital legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Pipstone Capital holds a unrated safety grade and a 2.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Pipstone Capital?
Pipstone Capital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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