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FXIFY vs Pipstone Capital: Head-to-Head Comparison (2026)

FXIFY

8.2 A+
United Kingdom CFD
VS

Pipstone Capital

United Arab Emirates CFD
Key Differences
Split 90% vs 100% Price $19 vs $49

Verdict: Who Wins?

FXIFY 7 wins Decisive Win
7 - 1
Pipstone Capital 1 wins
Overall Rating 8.2 vs 0.0 Decisive
TrustPilot 4.4 vs 2.1 Decisive
Starting Price $19 vs $49 Decisive
Profit Split Up to 100% vs Up to 90% Decisive
Safety Grade A+ vs Decisive
Trust Score 81.3/100 vs 27.7/100 Decisive
Challenge Variety 47 vs 14 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders FXIFY
Maximum profit potential Pipstone Capital
Trust & reputation FXIFY
Fast payouts Pipstone Capital

Visual Comparison

FXIFY Pipstone Capital
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric Pipstone Capital
8.2/10 PFM Score -
4.4/5 (6,003) TrustPilot 2.1/5 (342)
A+ Safety Grade -
81.3 A Trust Score 27.7 F
Up to 90% Profit Split Up to 100%
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown 3% (Instant), 4% (1-Step), 5% (2-Step)
On-demand Payout Frequency Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant)
$19 Starting Price $49
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms cTrader, MT5
No Direct Path to Funded No
United Kingdom Country United Arab Emirates
Jan 2023 Established Jan 2025
47 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY Pipstone Capital Savings
$5K $39 $49 Save $10
$10K $59 $121 Save $62
$25K $149 $142 Save $7
$50K $249 $314 Save $65
$100K $399 $375 Save $24

FXIFY vs Pipstone Capital: Detailed Analysis

FXIFY and Pipstone Capital are both CFD firms. FXIFY has been in business longer, established in 2023, while Pipstone Capital was founded in 2025.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $30 less than Pipstone Capital's starting price of $49. FXIFY offers 47 challenge options, while Pipstone Capital offers 14.

Account Sizes

On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while Pipstone Capital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while Pipstone Capital runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FXIFY offers Up to 90% profit split, while Pipstone Capital offers Up to 100%. FXIFY pays out On-demand, and Pipstone Capital pays out Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while Pipstone Capital lists "3% (Instant), 4% (1-Step), 5% (2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Pipstone Capital supports withdrawals via Crypto.

Trust & Safety

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while Pipstone Capital has 2.1/5 with 342 reviews.

Who Should Choose Which

So who should pick which? FXIFY is the stronger choice for budget-conscious traders and trust & reputation, while Pipstone Capital is the better fit for maximum profit potential and fast payouts.

Overall, FXIFY edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
Pipstone Capital
Pros
No consistency rules, refund of evaluation fee on first payout, up to 100% profit split, unlimited trading days, zero activation fee, MT5 and cTrader platforms, news trading allowed
Cons
60-second minimum trade duration rule (payout deductions if breached), TrustScore 2.1 with frequent payout-delay and BOGO-second-account complaints, trailing drawdown on Instant $25K+ accounts

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
Pipstone Capital

No active deals

Frequently Asked Questions

Which is better, FXIFY or Pipstone Capital?

FXIFY scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FXIFY or Pipstone Capital?

FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while Pipstone Capital offers 14 options starting from $49.

Which has better reviews, FXIFY or Pipstone Capital?

FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while Pipstone Capital has 342.

Which offers a higher profit split, FXIFY or Pipstone Capital?

Pipstone Capital offers a higher maximum profit split. FXIFY offers Up to 90% while Pipstone Capital offers Up to 100%.

How fast do FXIFY and Pipstone Capital pay out?

FXIFY has On-demand payouts while Pipstone Capital offers Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and Pipstone Capital legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Pipstone Capital holds a unrated safety grade and a 2.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or Pipstone Capital?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.