Swiss Firmup vs Topstep: Head-to-Head Comparison (2026)
Swiss Firmup
5.9 C
Futures
Topstep
8.0 A
Futures
Verdict: Who Wins?
Swiss Firmup
2 wins
Topstep
3 wins
Best For:
Topstep
Swiss Firmup
Visual Comparison
Head-to-Head Comparison
| Swiss Firmup | Metric | Topstep |
|---|---|---|
| 5.9/10 | PFM Score | 8.0/10 ★ |
| - | TrustPilot | 3.5/5 (14,272) |
| C | Safety Grade | A ★ |
| 18.1 F | Trust Score | 74.5 B+ ★ |
| 90% | Profit Split | 90% |
| None (Q1/Q2 evaluation); 50% of starting balance on Real/Funded direct accounts | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| Daily | Payout Frequency | On-demand |
| $49 | Starting Price | $49 |
| White-Label | Technology | Proprietary |
| Atas, dxFeed, Rithmic | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| Switzerland | Country | United States |
| Oct 2022 | Established | Jan 2010 |
| 8 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Swiss Firmup | Topstep | Savings |
|---|---|---|---|
| $50K | $49 | $49 | Same price |
| $100K | $99 | $99 | Same price |
Swiss Firmup vs Topstep: Detailed Analysis
Swiss Firmup and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while Swiss Firmup was founded in 2022.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $0 less than Swiss Firmup's starting price of $49. Swiss Firmup offers 8 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, Swiss Firmup offers account sizes from $50 to $300 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Swiss Firmup supports Atas, dxFeed and Rithmic, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Swiss Firmup offers 90% profit split, while Topstep offers 90%. Swiss Firmup pays out Daily, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Swiss Firmup lists its daily drawdown as "None (Q1/Q2 evaluation); 50% of starting balance on Real/Funded direct accounts", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Topstep has 3.5/5 with 14,272 reviews. Safety grades: Swiss Firmup C, Topstep A.
Who Should Choose Which
So who should pick which? Swiss Firmup is the stronger choice for fast payouts, while Topstep is the better fit for trust & reputation.
This is a close matchup with Swiss Firmup winning 2 and Topstep winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Swiss Firmup
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
Swiss Firmup
No active deals
Topstep
Frequently Asked Questions
Which is better, Swiss Firmup or Topstep?
Both firms are competitive. Swiss Firmup wins in 2 categories while Topstep wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Swiss Firmup or Topstep?
Swiss Firmup has the lower starting price at $49. Swiss Firmup offers 8 challenge options starting from $49, while Topstep offers 3 options starting from $49.
Which offers a higher profit split, Swiss Firmup or Topstep?
Swiss Firmup offers a higher maximum profit split. Swiss Firmup offers 90% while Topstep offers 90%.
How fast do Swiss Firmup and Topstep pay out?
Swiss Firmup has Daily payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Swiss Firmup and Topstep legit?
Both firms have been independently verified by PropFirmMap. Swiss Firmup holds a C safety grade. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Swiss Firmup or Topstep?
Swiss Firmup may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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