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Topstep vs Uprofit: Head-to-Head Comparison (2026)

Topstep

8.0 A
United States Futures
VS

Uprofit

4.8 B
United States Futures
Key Differences
Safety A vs B Split 90% vs 80% Price $49 vs $39

Verdict: Who Wins?

Topstep 4 wins Decisive Win
4 - 1
Uprofit 1 wins
Overall Rating 8.0 vs 4.8 Decisive
Starting Price $39 vs $49 Clear
Profit Split 90% vs 80% Decisive
Safety Grade A vs B Clear
Trust Score 74.5/100 vs 25.1/100 Decisive

Best For:

Budget-conscious traders Uprofit
Maximum profit potential Topstep
Trust & reputation Topstep

Visual Comparison

Topstep Uprofit

Head-to-Head Comparison

Topstep Metric Uprofit
8.0/10 PFM Score 4.8/10
3.5/5 (14,272) TrustPilot -
A Safety Grade B
74.5 B+ Trust Score 25.1 F
90% Profit Split 80%
No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. Daily Drawdown Uprofit One: Static $1,000 drawdown, no daily loss limit. Day Programs: trailing/EOD drawdown of $2,000/$3,000/$4,500 with daily loss limits of $1,100/$2,200/$3,000 on the 50K/100K/150K tiers.
On-demand Payout Frequency On-demand
$49 Starting Price $39
Proprietary Technology White-Label
Topstep X Platforms Trading View, Tradovate
Yes Direct Path to Funded No
United States Country United States
Jan 2010 Established Jan 2019
3 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Topstep Uprofit Savings
$50K $49 $39 Save $10
$100K $99 $58 Save $41
$150K $199 $98 Save $101

Topstep vs Uprofit: Detailed Analysis

Topstep and Uprofit are both Futures firms. Topstep has been in business longer, established in 2010, while Uprofit was founded in 2019.

Pricing

In terms of pricing, Uprofit is more affordable with challenges starting at $39, which is $10 less than Topstep's starting price of $49. Topstep offers 3 challenge options, while Uprofit offers 4.

Account Sizes

On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while Uprofit offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Topstep supports Topstep X, while Uprofit runs on Trading View and Tradovate. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Topstep offers 90% profit split, while Uprofit offers 80%. Topstep pays out On-demand, and Uprofit pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.", while Uprofit lists "Uprofit One: Static $1,000 drawdown, no daily loss limit. Day Programs: trailing/EOD drawdown of $2,000/$3,000/$4,500 with daily loss limits of $1,100/$2,200/$3,000 on the 50K/100K/150K tiers.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.

Trust & Safety

For trust and reputation, Topstep has a 3.5/5 TrustPilot rating with 14,272 reviews. Safety grades: Topstep A, Uprofit B.

Who Should Choose Which

So who should pick which? Topstep is the stronger choice for maximum profit potential and trust & reputation, while Uprofit is the better fit for budget-conscious traders.

Overall, Topstep edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Topstep
Pros
Instant payouts (~9 seconds); 90% profit split; up to $12K payout cap; no daily loss limit; 15+ years in business; 200K+ traders; $1.4B+ paid out; proprietary TopstepX platform; live education via TopstepTV
Cons
Subscription-based monthly fee model (not one-time); 3.4 TrustPilot rating lower than some competitors; consistency rule limits largest winning days to 50% of total profits
Uprofit
Pros
Static Drawdown option (Uprofit One $120 ALL-IN, no activation fee); fast 24-hour payouts; up to 80% profit split on simulated profits; TradingView and Tradoverse platform integration; no personal funds at risk; 60K+ virtual live accounts since 2019; 13,445+ approved payouts.
Cons
Trustpilot rating currently unavailable due to a breach of Trustpilot guidelines (the firm has 6,543 reviews visible but no displayed star rating). Futures only. Consistency rule (30% or 50% depending on plan).

Active Deals & Promo Codes

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.
Uprofit

No active deals

Frequently Asked Questions

Which is better, Topstep or Uprofit?

Topstep scores higher overall, winning 4 out of 5 comparison categories including Overall Rating, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Topstep or Uprofit?

Uprofit has the lower starting price at $39. Topstep offers 3 challenge options starting from $49, while Uprofit offers 4 options starting from $39.

Which offers a higher profit split, Topstep or Uprofit?

Topstep offers a higher maximum profit split. Topstep offers 90% while Uprofit offers 80%.

How fast do Topstep and Uprofit pay out?

Topstep has On-demand payouts while Uprofit offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Topstep and Uprofit legit?

Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Uprofit holds a B safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Topstep or Uprofit?

Uprofit may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.