Atlas Funded vs Fintokei: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Fintokei
2 wins
Best For:
Visual Comparison
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Head-to-Head Comparison
| Atlas Funded | Metric | Fintokei |
|---|---|---|
| 7.0/10 | PFM Score | 7.2/10 ★ |
| 3.7/5 (1,385) | TrustPilot | 4.3/5 (1,308) ★ |
| B+ | Safety Grade | B+ |
| 71.2 B+ ★ | Trust Score | 51.1 C |
| 80% default across all programs (100% via +20% add-on fee, selected at checkout) ★ | Profit Split | 50-100% (StartTrader), 80% initial (ProTrader) |
| Varies by program: 3-5% daily loss, 5-10% max drawdown; Static for 1 Step/1 Step Pro/2 Steps/2 Step Pro/3 Steps, Trailing for Instant/Pay Later - see individual challenges for exact figures | Daily Drawdown | -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) |
| Default 14 days after first funded trade, then every 14 days; Weekly and On-Demand payout add-ons available at checkout | Payout Frequency | Every 14 days |
| $38 ★ | Starting Price | $44 |
| White-Label | Technology | Proprietary |
| Match Trader, MT5, TradeLocker | Platforms | Trading View, cTrader, MT5 |
| No | Direct Path to Funded | No |
| Saint Lucia | Country | Czech Republic |
| Jan 2024 | Established | - |
| 45 options | Challenge Options | 17 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Atlas Funded | Fintokei | Savings |
|---|---|---|---|
| $5K | $38 ★ | $44 | Save $6 |
| $10K | $68 ★ | $99 | Save $31 |
| $50K | $228 ★ | $244 | Save $16 |
| $100K | $368 ★ | $419 | Save $51 |
| $200K | $668 ★ | $1,149 | Save $481 |
| $400K | $2,040 ★ | $2,399 | Save $359 |
Atlas Funded vs Fintokei: Detailed Analysis
Atlas Funded and Fintokei are both CFD firms.
Pricing
In terms of pricing, Atlas Funded is more affordable with challenges starting at $38, which is $6 less than Fintokei's starting price of $44. Atlas Funded offers 45 challenge options, while Fintokei offers 17.
Account Sizes
On account sizing, Atlas Funded offers account sizes from $5 to $400 across 8 funding tiers, while Fintokei offers account sizes from $5 to $400 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Atlas Funded supports Match Trader, MT5 and TradeLocker, while Fintokei runs on Trading View, cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Atlas Funded offers 80% default across all programs (100% via +20% add-on fee, selected at checkout) profit split, while Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader). Atlas Funded pays out Default 14 days after first funded trade, then every 14 days; Weekly and On-Demand payout add-ons available at checkout, and Fintokei pays out Every 14 days.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Atlas Funded lists its daily drawdown as "Varies by program: 3-5% daily loss, 5-10% max drawdown; Static for 1 Step/1 Step Pro/2 Steps/2 Step Pro/3 Steps, Trailing for Instant/Pay Later - see individual challenges for exact figures", while Fintokei lists "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Atlas Funded supports withdrawals via Rise and Crypto, while Fintokei pays out through Bank Wire.
Trust & Safety
For trust and reputation, Atlas Funded has a 3.7/5 TrustPilot rating with 1,385 reviews, while Fintokei has 4.3/5 with 1,308 reviews. Safety grades: Atlas Funded B+, Fintokei B+.
Who Should Choose Which
Across the use cases we scored, Atlas Funded is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.
This is a close matchup with Atlas Funded winning 3 and Fintokei winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Pros
Cons
Fintokei
Pros
Cons
Active Deals & Promo Codes
Fintokei
Frequently Asked Questions
Which is better, Atlas Funded or Fintokei?
Both firms are competitive. Atlas Funded wins in 3 categories while Fintokei wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Atlas Funded or Fintokei?
Atlas Funded has the lower starting price at $38. Atlas Funded offers 45 challenge options starting from $38, while Fintokei offers 17 options starting from $44.
Which has better reviews, Atlas Funded or Fintokei?
Fintokei has a higher TrustPilot rating of 4.3/5. Atlas Funded has 1,385 reviews while Fintokei has 1,308.
Which offers a higher profit split, Atlas Funded or Fintokei?
Atlas Funded offers a higher maximum profit split. Atlas Funded offers 80% default across all programs (100% via +20% add-on fee, selected at checkout) while Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader).
How fast do Atlas Funded and Fintokei pay out?
Atlas Funded has Default 14 days after first funded trade, then every 14 days; Weekly and On-Demand payout add-ons available at checkout payouts while Fintokei offers Every 14 days payouts. Payout speed can be an important factor when choosing a prop firm.
Are Atlas Funded and Fintokei legit?
Both firms have been independently verified by PropFirmMap. Atlas Funded holds a B+ safety grade and a 3.7/5 TrustPilot rating. Fintokei holds a B+ safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Atlas Funded or Fintokei?
Atlas Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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