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Bullwaves Prime vs Fintokei: Head-to-Head Comparison (2026)

Bullwaves Prime

4.2 C
Seychelles CFD
VS

Fintokei

7.2 B+
Czech Republic CFD
Key Differences
Safety C vs B+ Price $59 vs $44

Verdict: Who Wins?

Bullwaves Prime 0 wins
0 - 6
Fintokei 6 wins Decisive Win
Overall Rating 7.2 vs 4.2 Decisive
Starting Price $44 vs $59 Decisive
Profit Split Both Up to 100% (base + 20% add-on) Tie
Safety Grade B+ vs C Decisive
Trust Score 56.4/100 vs 6.8/100 Decisive
Challenge Variety 17 vs 13 options Narrow
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Fintokei
Trust & reputation Fintokei

Visual Comparison

Bullwaves Prime Fintokei
Fintokei
Grade B+ 4.4

Save 20% on Fintokei today

CODE NEW20 from $44
Save 20% Now Verified deal

Head-to-Head Comparison

Bullwaves Prime Metric Fintokei
4.2/10 PFM Score 7.2/10
- TrustPilot 4.4/5 (1,199)
C Safety Grade B+
6.8 F Trust Score 56.4 C
Up to 100% (base + 20% add-on) Profit Split 50-100% (StartTrader), 80% initial (ProTrader)
4% (1-Step) / 5% (2-Step) Daily Drawdown -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)
Every 15 calendar days Payout Frequency Every 14 days
$59 Starting Price $44
White-Label Technology Proprietary
MT5 Platforms Trading View, cTrader, MT5
No Direct Path to Funded No
Seychelles Country Czech Republic
Sep 2024 Established -
13 options Challenge Options 17 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Bullwaves Prime Fintokei Savings
$5K $59 $44 Save $15
$10K $99 $99 Same price
$50K $299 $244 Save $55
$100K $549 $419 Save $130
$200K $999 $1,149 Save $150
$400K $2,199 $2,399 Save $200

Bullwaves Prime vs Fintokei: Detailed Analysis

Bullwaves Prime and Fintokei are both CFD firms.

Pricing

In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $15 less than Bullwaves Prime's starting price of $59. Bullwaves Prime offers 13 challenge options, while Fintokei offers 17.

Account Sizes

On account sizing, Bullwaves Prime offers account sizes from $5 to $400 across 7 funding tiers, while Fintokei offers account sizes from $5 to $400 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Bullwaves Prime supports MT5, while Fintokei runs on Trading View, cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Bullwaves Prime offers Up to 100% (base + 20% add-on) profit split, while Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader). Bullwaves Prime pays out Every 15 calendar days, and Fintokei pays out Every 14 days.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Bullwaves Prime lists its daily drawdown as "4% (1-Step) / 5% (2-Step)", while Fintokei lists "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Bullwaves Prime supports withdrawals via Crypto and Bank Wire, while Fintokei pays out through Bank Wire.

Trust & Safety

For trust and reputation, Fintokei has 4.4/5 with 1,199 reviews. Safety grades: Bullwaves Prime C, Fintokei B+.

Who Should Choose Which

Across the use cases we scored, Fintokei is the stronger choice for budget-conscious traders and trust & reputation.

Overall, Fintokei edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Bullwaves Prime
Pros
Up to $400K funding, MT5 platform, raw spreads from 0.0 pips, accounts from $59 (2-Step 5K), all assets allowed, 1:50 leverage, regulated broker backing (Equitex Capital SD185), 100% profit split with add-on
Cons
TrustPilot rating suspended due to fake-review breach of guidelines, multiple user complaints about payout denials and account confiscation, offshore-only (Moonance LLC SVG + Equitex Seychelles), restricted in many jurisdictions including US/EU sanctions lists, no daily drawdown override available
Fintokei
Pros
Instant payouts, TradingView/MT5/cTrader supported, EA automation and news trading and scalping and weekend holding all allowed, loyalty program, free trial accounts, e-wallet payouts in addition to bank and crypto
Cons
US, India, Russia, Belarus and several other nationalities excluded, no crypto or stock trading (FX/metals/energies/indices CFDs only), simulated demo environment (no live market execution), not regulated

Active Deals & Promo Codes

Bullwaves Prime

No active deals

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge

Frequently Asked Questions

Which is better, Bullwaves Prime or Fintokei?

Fintokei scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Bullwaves Prime or Fintokei?

Fintokei has the lower starting price at $44. Bullwaves Prime offers 13 challenge options starting from $59, while Fintokei offers 17 options starting from $44.

Which offers a higher profit split, Bullwaves Prime or Fintokei?

Bullwaves Prime offers a higher maximum profit split. Bullwaves Prime offers Up to 100% (base + 20% add-on) while Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader).

How fast do Bullwaves Prime and Fintokei pay out?

Bullwaves Prime has Every 15 calendar days payouts while Fintokei offers Every 14 days payouts. Payout speed can be an important factor when choosing a prop firm.

Are Bullwaves Prime and Fintokei legit?

Both firms have been independently verified by PropFirmMap. Bullwaves Prime holds a C safety grade. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Bullwaves Prime or Fintokei?

Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.